Okay, I am not sure what to do. I didnt know that TD Bank has a policy of 1 personal and business card per person limit... Right now I have Cash Visa siggy with $7,500 limit but I was offered 1st class Visa Siggy at $14,000 https://www.tdbank.com/personalcreditcard/firstclassvisa.html for more details but the thing is it has to be converted from Cash Visa to this plus it has $89 AF and cant have both accounts. This will easily be my highest limit even surpassing my Cabelas Visa Card but the thing is I dont want $89 AF but does have decent APR at 13.24% which is lower than my Cash Visa 18.24%. suggestions ? I am thinking try to get them to increase my Cash Visa limit to 14k instead of converting to First Class Visa. might as well try to get something out of this HP. CSR also said I could do Aeroplan converison as well, but I am not interested in it also CSR was unsure $89 AF being waived for 1st year then $89 thereafter if I do convert this account.
this siggy line is updated on 6/26/2025!
794 TU the most abused bureau LOL EQ 821 with only 1 INQ
