TU @ 722! Which banks exclusively pull TU?

[jbishop1001]

I close on my mortgage 5/7 and plan on doing an app spree to fund things like furniture & houshold items. Based on my scores (see sig) whatdo I have a shot at?

On my list: 

Barclay's rewards

Discover

Walmart

Bank Of America

Amazon

I want to go for better cards, but I'm scared of being denied.

TU is clean, 1 year credit history. 4 accounts. $5200 total. Utl @ 9%

Experian and Equifax have the same accounts plus 1 more, a utility bill not included in revolving credit. I previously had 2 consecutive 90+ days late reported Jan/Feb 2014.  I have a recent inquiry from my mortgage, and my last inquiries before that took place in Oct 2014. 

[ddemari]

Start with barclays, definite tu pull. Maybe a chase card, ex and tu pull but they usually go off TU score

Walmart mastercard definitely approved with TU

Discover will more than likely be EQ

Amazon store card imho is worthless

I like boa but they are ex for entry and tu for cli

Barclays
Walmart
Maybe a freedom?
Posting from mobile so cant see what cards u have already

[jbishop1001]

Thanks! I only have open sky (secured) fingerhut and 2 cap 1 cards, platinum mc & quicksilver

And I really want Chase but not sure about approval. Is freedom or slate better/easier?

What about Citi? 

Also want care credit for dental work.

Also, the PlayStation card from Capital One.

[-Cal-]

Beware, Chase has exclusively pulled EX for me and many others. I'm in CA for what its worth.

[chalupaman]

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@jbishop1001 wrote:

Thanks! I only have open sky (secured) fingerhut and 2 cap 1 cards, platinum mc & quicksilver

And I really want Chase but not sure about approval. Is freedom or slate better/easier?

What about Citi? 

Also want care credit for dental work.

Also, the PlayStation card from Capital One.

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Are you sure you know what you want specifically or do you just want a foot in the door with those lenders?

Check prequals for chase and citi and see what you get and use credit pulls database too.

[jbishop1001]

I bank with Chase, so both. I've tried prequal a trillion times with them and it never matches me to anything. :/

Only prequal I can find is BOA, and I'm not even 100% sure it was prequal. Seemed like a recommendation. Wasn't specefied.

Been searching database for months. These all seem best matched for my needs & scores. Just not sure what specifics each lender looks at.

[TheConstant]

Barclays pulled only TU for me. 

I've heard they've only pulled TU recently (all hearsay...)

Credit pulls DB suggests they always pull TU, occasionally one other CRA as well

[jbishop1001]

You have 2 qs1 cards? Mine just graduated and I got $2000 increase from $300

[TheConstant]

Yes I do.. The higher CL one was a platinum originally though. Went $300 -> $3300 then PC'd a month later. Will be a QS1 in September. Currently waiting for a response from EO about my pending venture approval though. Hopefully the $500 QS1 will be a QS in August

Congrats on the huge CLI. Keep showing them you have the money and they'll keep showing you that they'll give you the credit. I have a feeling we're seeing a different capital one than we're used to.. In our favor of course.

[TheConstant]

EDIT: on my phone.. Will be a QS in September*