@Anonymous wrote:
You having a 5K limit with Target, you surely have earned it. The longevity of your relationship with Target should warrant some consideration. Call the Corporate headquarters and request that they look into your issue. You deserve better than what you got. Curious though, I know that you said everything has been intact with Target, has anything else regarding your credit/financial situation change where they would become spooked? Any collection added, account utilization change drastically, public records? Not looking for an answer to such personal questions, perhaps something has changed in your credit portfolio that has them concerned. Good luck and let us know how things turn out.
I don't have any collections or other derogatory entries that I know of. My overall utilization has gone up due to a serious emergency throughJune and July but did not affect my making any payments on time to anyone. I did file a complaint with the CFPB and it was sent on to Target for review. I haven't heard anything back yet. Target was in the process of switching to Mastercard at this same time. I don't know if this had any bearing on the situation.
