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I have had my Target card for 5 months now. I already had the Target Debit card, but I wanted the credit and I shop in Target at least once or twice a week....so I applied at the register....the clerk entered all of my info and wham....I was approved for $300. After having the card for 4 months, I just got a automatic CLI to $500. I still use my debit card for small things, like running in and grabbing food for supper, but for non food purchases, I use the credit card.
I forgot to say that I had 22 inquiries on my report and my credit score was only around 630.
I have about 30 inquiries and got approved on line for $300 today.