if i dont see movement on this card in 2023 i will definitly be closing it down at the end of the year , the low limit is bringing down my average credit limit among all my cards significantly
I'm on board with what everyone is saying here. I've had my card since 2016. I've gotten one increase and it's stuck at $700. I've tried the leave a balance and then pay it off while updating the income monthly. It didn't work for me. I'm just tired of dealing with it. 5% isn't worth the trouble. It's one of my older cards so it's gonna ding my score to close it, but I really do just feel undervalued as a customer. My payment history has been flawless and I spend at least $300 a month there. My husband also has one with a $1,200 limit. We can't get his to go up either. I think I'm gonna close mine for now and just use his card instead. Or even just use one of my other cards for 2% and the Target Circle cash back.
