Terry Redlin Visa

[woodyman100]

Anybody have any experience with the Terry Redlin Visa?

It's from Plains Commerce bank in South Dakota.

I really can't find much on them.

I only want the card for the novelty of it.

A fixed 12% APR.

I'm assuming they are conservative.

I mailed in an app and received an ID verification call a few days later from a very nice lady.

I'm not holding out much hope, but we will see.

I think it was them that pulled Experian (IBC Innovis)

[FinStar]

At first glance, I misread your thread thinking you meant the "Teddy Ruxpin" Visa 😄😄 I was like, when did it make a comeback?!

Carry on lol. But, I'd be very curious on your outcome.

[CreditCuriosity]

woodyman you are a very very bad influence to the non-gardeners here lol.  You certainly got my curiosity being a fixed apr decent apr card at a no-name bank.. all my check marks are checked on my list

[FinStar]

---

@CreditCuriosity wrote:

woodyman you are a very very bad influence to the non-gardeners here lol.  You certainly got my curiosity being a fixed apr decent apr card at a no-name bank.. all my check marks are checked on my list

---

Yup, I'm taking notes

[AverageJoesCredit]

Uh oh, not another First Arkansas Bank & Trust☺

[woodyman100]

---

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

---

Don’t remind us!😂 

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

[FinStar]

---

@woodyman100 wrote:

---

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

---

Don’t remind us!😂 

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

---

I'm trying to remember which particular one this was...not the Equality Card, was it?

[CreditCuriosity]

---

@FinStar wrote:

---

@woodyman100 wrote:

---

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

---

Don’t remind us!😂 

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

---

I'm trying to remember which particular one this was...not the Equality Card, was it?

---

@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly

[woodyman100]

---

@CreditCuriosity wrote:

---

@FinStar wrote:

---

@woodyman100 wrote:

---

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

---

Don’t remind us!😂 

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

---

I'm trying to remember which particular one this was...not the Equality Card, was it?

---

@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly

---

The cards were issued by Card Assets. They are an issuer for small banks and other institutions.

i found a list of banks serviced by them and picked FAB&T and was approved.

i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.

i posted on MyFICO and the rush was on!

A few weeks later accounts were getting closed left and right.

Some members raised a stink and were able to get the accounts and the inquiries deleted

[FinStar]

---

@woodyman100 wrote:

---

@CreditCuriosity wrote:

---

@FinStar wrote:

---

@woodyman100 wrote:

---

@AverageJoesCredit wrote:
Uh oh, not another First Arkansas Bank & Trust☺

---

Don’t remind us!😂 

MyFICO broke that issuer!

A few months after Card Assets closed those accounts they changed the Bureau files to “Closed by Consumer”.

The exact opposite of the truth, but better than the alternative I suppose

---

I'm trying to remember which particular one this was...not the Equality Card, was it?

---

@FinStar nas was a small bank that started approving people in arkansas and they bit off more than they could chew then closed accounts shortly after was kinda a flavor of the week/month type of thing until accounts started to get closed for bs reasons if i recall it correctly

---

The cards were issued by Card Assets. They are an issuer for small banks and other institutions.

i found a list of banks serviced by them and picked FAB&T and was approved.

i then picked another. M&F bank I think it was and was approved for that as well. NOT inquiry sensitive.

i posted on MyFICO and the rush was on!

A few weeks later accounts were getting closed left and right.

Some members raised a stink and were able to get the accounts and the inquiries deleted

---

Must've missed this one while I was in hypersleep mode from MF 😄.  I had the Equality Visa and I recall at one point the funding sources/partners pulled out (plus its sibling CC) and both eventually went the way of the Dodo bird.

Which of the 3 designs did you select @woodyman100?