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The Definitive Amex 3X CLI Guide

New Contributor

Re: The Definitive Amex 3X CLI Guide

Thanks for this. What are some recommended ways to use this card before asking for the 3x CLI? I made a big purchse between 20-40% of the credit line each of the 2 months and paid them off immediately (before the charge even posted - so I had a negative balance in both instances). In the first month I posted a statement of 2% utilization, this statement I have 4% utilization and my statement cuts on like the 19th. Should I make my 2nd statement post $0?

 

2nd question. I added my fiancee as an AU. Can I add her income to mine in the CLI request?

AMEX BCP : $30K | Citi Forward : $15K | Citi Dividend : $14K | BoA Travel Rewards : 7K | NFL Cash Rewards : $6K | Chase Freedom : $10K | Discover IT : $6.5K | AMEX BCE: $5k | Age: 26 | Occupation: Grad Student | CreditKarma: 800TU/812EQ |
Message 10 of 4,245
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

Well done. Very nice job describing it. Smiley Very Happy

2013 Approvals: Discover IT - 3/1, Amex BCE - 3/4, CSP - 5/4, Barclay Ring - 6/12, BoA Privileges Cash - 6/27, Citi TY Preferred - 8/6, OCCU Duck - 11/4, USBank (Cash+) - 11/22, Wells Fargo - 12/21, Nordstrom - 12/29

12/19/2013, $100k+ Available Credit. Total Util: 0-1%
Message 11 of 4,245
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

Great info, thanks for taking the time to put it together!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 832 EX 783 TU 816
App free since 9/15/15
Message 12 of 4,245
Valued Contributor

Re: The Definitive Amex 3X CLI Guide

That;s what we been talking about MustangSaluki

Great job.


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 13k| Amex: NSPL|Dis: 9.4k|Cap: 5.5k|CAP: 2k|CSP: 13.4k| Pen:4.5k

Message 13 of 4,245
Regular Contributor

Re: The Definitive Amex 3X CLI Guide

Document is require for CL above $25K, is it inclusive of exclusive?

Message 14 of 4,245
New Contributor

Re: The Definitive Amex 3X CLI Guide

Post of the month! I applaud you for this excellent summary.

Message 15 of 4,245
Established Contributor

Re: The Definitive Amex 3X CLI Guide

Well done!

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Message 16 of 4,245
Established Contributor

Re: The Definitive Amex 3X CLI Guide

I'm going to thank you for making such a guide even before reading it. Now there, I jump on it Smiley Happy

 

okay, I'm done and the guide is s good wow! sticky

Fico Scores: . Walmart TU 748 . Garden 8/19 2014 .

Cap One Journey 500 | Discover IT 500 | GE Home Design 5.6k | GE HHGREGG 5k | Amex Zync NPSL | Amex BCE 6k | Citi Forward 4.2k | Citi Dividend 3k | GE BrandsMart 1k | GE Lowes 8.5k | Discover Walmart 7.5k | Barclays Apple 2.5k | BoA CR 2.7k | CSP 7.2k | Platinum Prestige 5k | IT Chrome 4k | Slate 2.3k |
Message 17 of 4,245
Contributor

Re: The Definitive Amex 3X CLI Guide

This is one example of what makes this board soooooooo great !!!!!!!!!!!!!! Fantastic Job !!!!!!!!!!!

Amex BCE...Amex ED...Barclay WMC...Priceline Rewards Visa...Cap One Venture...Total Rewards Visa...Wells Fargo Visa...Discover IT...Pay Pal Smart Connect...Overstock Store Card...Lowe's Store Card


Message 18 of 4,245
Regular Contributor

Re: The Definitive Amex 3X CLI Guide

Thanks again for the feedback folks. Can I request a mod to lock this one and open up a discussion thread linking to the sticky please?

 

Would have better organized the OP and a Reserved Spot after the 1st post had I known this one might get stickied!

 

Message 19 of 4,245