@ElvisCaprice I am also a fan of the spree, especially given Chase's 5/24 rule. How wonderful it is to drop from, say, 7/24 to 3/24 in a matter of days (or a single day)!
I've done 4 cards in 5 days (3 of those were with a single issuer) back in 2023. My last spree was just less than two years ago where I opened one account and then two more 7 days later. Never had any CLDs, balance chasing, or account closures because of either of these. For reference, my account has zero late payments, no derogatories, and FICO 8s of ~740.
Looking to go on another spree, this one being my most ambitious to date:
- Chase United Club Infinite
- Wells Fargo Attune
- US Bank Cash+
- Comenity Ford Rewards Visa
- AMEX Marriott Brilliant
My recommendations for attempting a spree include:
- Know which credit bureau each issuer tends to pull in your state.
- Order of applications should be a combination of priority (i.e., which cards are most important to you for approval) and inquiry-sensitive lenders. In my case, Comenity and AMEX care less about same-day inquiries than Chase and Wells Fargo.
- Space out your applications by at least a few hours (if not days) so that it doesn't look like bot behavior.
I've been gardening for nearly two years, and it's almost time!
