To App Chase or Discover First

[Anonymous]

I'm wanting to do a combined double inquiry to Chase Ink Business Unlimited and Chase Freedom Unlimited and then a double inquiry to Discover it. From my understanding both usually pull EX+EQ. Any advice as to which I should hit first?

[MrDFinance]

Chase first because of the 5/24 rule and because they seem to be the most sensitive of the 2 with new accounts and inquires

[Anonymous]

I'm well under 5/24 so that's not an issue. Also have a previous relationship with them--not sure if that will work for or against me.

[MrDFinance]

That should work in your favor as long as your other cards with them don't have high limits (10k..20k etc)... If they have modest limits you should be fine ... I would still do chase first.... From what I hear chase and Barclays get jealous quick......

[Anonymous]

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@MrDFinance wrote:
From what I hear chase and Barclays get jealous quick......

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Hm. What version of jealousy? I hear Barclays is happy to give AA. If Chase is happy to get competitive instead, I'll just do a recon call with them and say, "Hey Chase, you've been my daily driver for 2 years now and it's been great, but Amex just gave me a $10K offer." Any thoughts?

[MrDFinance]

Doesn't look like you have a bunch of accounts and if your way under 5/24 I don't think you have anything to worry about....... If they do deny I would definitely bring up the relationship you have with them in the recon