To Saks Apply or not

[Creditaddict]

I have been denied 2 despite being approved Neiman Marcus in the past!~

[IaBoy62]

Do it.....I am pulling for you to get 100!

[Anonymous]

You're probably app'ing at this moment aren't you? Do it! What kind of addict would you be if you actually were to err on the side of caution? 😉

[Creditaddict]

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@Anonymous wrote:

You're probably app'ing at this moment aren't you? Do it! What kind of addict would you be if you actually were to err on the side of caution? 😉

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I don't really shop there much and would want the MC.

I have an AU saks card already if I really wanted to shop there.

But being denied for it just always puts in on my list to get!

[Anonymous]

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@Creditaddict wrote:

But being denied for it just always puts in on my list to get!

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Then you have nothing to lose. Approval means you finally got it. Denial means the chase continues.... kind of reminds me of college and that one that got away!

[Creditaddict]

Thank you for applying

Unfortunately, Capital One, N.A. is unable to approve your application at this time. You will receive a letter from Capital One, N.A. advising you of the reason(s) within 30 days.

[Anonymous]

Just out of curiosity...

How many inq do you have on each report?

[Creditaddict]

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@Anonymous wrote:

Just out of curiosity...

How many inq do you have on each report?

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Experian®

Hard Inquiries:

89

Equifax®

Hard Inquiries:

50

Transunion®

Hard Inquiries:

19

This morning before applying according to USAA Credit Check Monitoring.

[CreditCuriosity]

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@Creditaddict wrote:

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@Anonymous wrote:

Just out of curiosity...

How many inq do you have on each report?

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Experian®

Hard Inquiries:

89

Equifax®

Hard Inquiries:

50

Transunion®

Hard Inquiries:

19

This morning before applying according to USAA Credit Check Monitoring.

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Not really bad at all on TU I was at 19 TU inquires at one point, now down to 13 and a few more should be falling off shortly.  I was getting scared of all my TU inq's.  After x amt of inquires you don't even take a score ding anymore do you?

[Creditaddict]

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@CreditCuriousity wrote:

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@Creditaddict wrote:

---

@Anonymous wrote:

Just out of curiosity...

How many inq do you have on each report?

---

Experian®

Hard Inquiries:

89

Equifax®

Hard Inquiries:

50

Transunion®

Hard Inquiries:

19

This morning before applying according to USAA Credit Check Monitoring.

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Not really bad at all on TU I was at 19 TU inquires at one point, now down to 13 and a few more should be falling off shortly.  I was getting scared of all my TU inq's.  After x amt of inquires you don't even take a score ding anymore do you?

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no score ding... I wouldn't be quite as crazy if my scores was effected by all my inq.

I should actually be loosing anywhere from 5-12 by June/July just for car shopping last year on EX and not sure about TU... I think they are mostly Barclay and Sync!