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To wait, or not to wait (CSP)

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KLEXH25
Valued Contributor

Re: To wait, or not to wait (CSP)


@kilroy8 wrote:

CSP is hamstrung if it is the only UR earning card you have. It can multiply URs from other cards by 1.25. Standalone, I say it is not worth it for more than SUB, then close. Get the trifecta and you're cooking with gas.


Yeah, I can see that. I'll likely pair it with the CFF down the road. Isn't the third card in the trifecta a business card though?



Message 11 of 18
kilroy8
Super Contributor

Re: To wait, or not to wait (CSP)


@KLEXH25 wrote:

@kilroy8 wrote:

CSP is hamstrung if it is the only UR earning card you have. It can multiply URs from other cards by 1.25. Standalone, I say it is not worth it for more than SUB, then close. Get the trifecta and you're cooking with gas.


Yeah, I can see that. I'll likely pair it with the CFF down the road. Isn't the third card in the trifecta a business card though?


It is usually either CSR/CSP, along with CFF and CFU. Both of those have added 3% on dining and drugstores to their normal rewards fairly recently. Chase has a strong offering.

Message 12 of 18
TSlop
Valued Contributor

Re: To wait, or not to wait (CSP)


@kilroy8 wrote:

@KLEXH25 wrote:

@kilroy8 wrote:

CSP is hamstrung if it is the only UR earning card you have. It can multiply URs from other cards by 1.25. Standalone, I say it is not worth it for more than SUB, then close. Get the trifecta and you're cooking with gas.


Yeah, I can see that. I'll likely pair it with the CFF down the road. Isn't the third card in the trifecta a business card though?


It is usually either CSR/CSP, along with CFF and CFU. Both of those have added 3% on dining and drugstores to their normal rewards fairly recently. Chase has a strong offering.


I'm really hoping this rumored revamp is coming with 3x on at least dining with the CSP. I'm pretty sad that I rarely get to use my CSP these days, since I throw all dining on the CFU. This is causing me to not get enough dining spend to use the Pay Yourself Back 25% bonus as much as I would want to on my CSP. Recently, my CSP is just getting some tolls, and the odd dining with a Chase Offer.

Message 13 of 18
KLEXH25
Valued Contributor

Chase Limbo (7-10 day message)

So I went ahead and applied for the CSP, and got the 7-10 day message. I wasn't surprised at all, given how often that seems to happen (usually for verification purposes). But what do I do now? Do I wait a few days and call? Which of the several back door numbers listed do I call? I went through every thread I could find but there doesn't seem to be a standard operating procedure other than to "call in a few days." I called one of the numbers I found in a thread (1-800-432-3117) and it just gave me the same 7-10 day message). 

 

Of course there's always a chance it can be a denial so I'm prepared to do a recon as well. I'm just not patient enough for this!!



Message 14 of 18
DONZI
Established Contributor

Re: Chase Limbo (7-10 day message)

I have no idea if appropriate staff are available 24/7 at Chase or other big credit card issuers, but perhaps the wait will persist only until morning or whenever underwriting staff is back?

 

Sleep? Smiley Wink

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[2020-12-09]=[EQ8|786]-[TU8|746]-[EX8|772] .... gardening until I can't (again).
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Message 15 of 18
KLEXH25
Valued Contributor

Re: Chase Limbo (7-10 day message)


@DONZI wrote:

I have no idea if appropriate staff are available 24/7 at Chase or other big credit card issuers, but perhaps the wait will persist only until morning or whenever underwriting staff is back?

 

Sleep? Smiley Wink


Fair point @DONZI 😆

 

Tomorrow is a new day. Good night!



Message 16 of 18
KLEXH25
Valued Contributor

Re: Chase Limbo (7-10 day message)

So I've been checking the status line every day and it changed to the 2 week message. I've been tempted to call the verification line, but each time I called, the wait was at least 1 hour +, so I figured I'd wait until next week. Well, I just checked my email and got this message:

B60A2190-27BA-4BB8-B44F-81A3252D1EEA.jpeg

 

So part of the mystery has been solved, but what CL did I get?? Looking forward to getting this next week!



Message 17 of 18
Remedios
Credit Mentor

Re: Chase Limbo (7-10 day message)

@KLEXH25  congrats on your new card!

Feel free to start an approval thread if you wish to do so, either now or when you have all the details. 

 

 

 

Message 18 of 18
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