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@Wu-Credit wrote:
Also, US Bank pulls EQ in my region. I'm in Florida, two approvals last year and one denial. EQ every time.

I'm in Texas and USB pulled EQ for my two approvals last year but TU for a CLI.

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$17,000 Chase Freedom Flex World Elite Mastercard 05/21

$12,000 Chase Prime Rewards Visa Signature 05/23

$17,500 PenFed Power Cash Rewards Visa Signature 01/21

$15,000 PenFed Platinum Rewards Visa Signature 01/21

$6,500 PenFed Gold Visa 06/16

$33,000 NFCU cashRewards Plus Visa Signature 05/25

$31,400 American Express Blue Cash Preferred 04/24

$18,900 Citi Custom Cash World Elite Mastercard 07/22

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$25,000 Wells Fargo Autograph Visa Signature 10/21

$25,000 FNBO Evergreen Rewards Visa Signature 01/22

$12,000 Discover it Cash Back 12/20

$5,850 Capital One Savor World Elite Mastercard 11/15

$4,300 Capital One Cabela's World Mastercard 10/15

$10,000 US Bank Cash+ Visa Signature 03/23

$7,000 US Bank Cash+ Visa Signature 12/23

$15,000 Synchrony CareCredit Rewards Mastercard 09/25

$8,500 Imprint Eddie Bauer World Mastercard 11/24

$7,200 TBOM Kay Jewelers 11/17

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EQ8 776, TU8 757, EX8 778 as of December 3

AZE11 - 7% Utl - New Cards: 1/6, 2/12, 7/24

Message 11 of 12

@Wu-Credit wrote:
Also, US Bank pulls EQ in my region. I'm in Florida, two approvals last year and one denial. EQ every time.

I'm also in Florida, but USB pulls TU for me (3 apps, 3 TU pulls).

November 2025 Scorecard: Clean, Thick, Mature, New Revolver
FICO8:

FICO9:

VantageScore3:

Inquiries (n/12, n/24):

AAoA: 11 yrs | AoORA: 38 yrs | AoYRA: less than 1 yr | New Accounts: 1/6, 2/12, 3/24 | Util: 1% | DTI: 1%

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Amex EveryDay $53k

Amex Platinum NPSL $35k POT

BofA Customized Cash Rewards VS $21k

Cap1 Discover it Cash Back $15k

Cap1 Savor WEMC $30k

Chase Freedom Flex WEMC $30k

Chase Freedom Unlimited VS $57k

Citi Custom Cash WEMC $13k

Citi Double Cash WEMC $30k

NFCU cashRewards Plus VS $23k

Wells Fargo Autograph Journey VS $25k

Message 12 of 12