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Transunion

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Anonymous
Not applicable

Transunion

Hi, is there anyone that's had success applying for credit cards pulling TU only in Georgia this month? Which cards do you recommend? I'm trying to narrow down who to apply for TU 710, EQ 640, EX 609. Thanks in advance for your input.

6 REPLIES 6
myjourney
Super Contributor

Re: Transunion

Welcome to the forum 

Barclay 

Sync cards

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
Anonymous
Not applicable

Re: Transunion

Not all synch though.
Message 3 of 7
Anonymous
Not applicable

Re: Transunion

Welcome! Credit pulls database will give you TU approvals in GA.

Apping for cards should involve more thought than which bureau, IMO. I suggest deciding on a card that benefits you, then improving your scores/profile to get it regardless of what they pull.

Lots of resources here to help with rebuilding.  Good luck!  Smiley Happy

Message 4 of 7
RonM21
Valued Contributor

Re: Transunion

I agree with the above. Make sure it makes sense and is worth it to you before making that decision. These threads are very very helpful.


Total CL: $321.7kUTL: 2%AAoA: 7.0yrsBaddies: 0Other: Lease, Loan, *No Mortgage, All Inq's from Jun '20 Car Shopping

BoA-55k | NFCU-45k | AMEX-42k | DISC-40.6k | PENFED-38.4k | LOWES-35k | ALLIANT-25k | CITI-15.7k | BARCLAYS-15k | CHASE-10k

Message 5 of 7
Anonymous
Not applicable

Re: Transunion

Thanks for your advice. I looked for the cards with cashback/benefits, but I don't think my Experian/Equifax were high enough to get them. APR's are pretty decent as I got approved for a Barclays Visa 3.5K and Marvel Mastercard 3K.  My Fico scores jumped up 12-30 points each as a result. Next the Fico simulator says my experian score will increase another 20 points if I get another card with 1K limit. So if I have Eq672, Trans718, Ex644, what cards should I apply for? (as this is my last card I will get for a while). Also, I gathered not to charge but half the limit, but I'm confused as to how long I should stretch payments for the maximum score benefit. I have a tendency to pay things off right away, but I'm learning to be patient. Thanks for your help in advance. 

Message 6 of 7
Anonymous
Not applicable

Re: Transunion

Thanks for your advice. I looked for the cards with cashback/benefits, but I don't think my Experian/Equifax were high enough to get them. APR's are pretty decent as I got approved for a Barclays Visa 3.5K and Marvel Mastercard 3K.  My Fico scores jumped up 12-30 points each as a result. Next the Fico simulator says my experian score will increase another 20 points if I get another card with 1K limit. So if I have Eq672, Trans718, Ex644, what cards should I apply for? (as this is my last card I will get for a while). Also, I gathered not to charge but half the limit, but I'm confused as to how long I should stretch payments for the maximum score benefit. I have a tendency to pay things off right away, but I'm learning to be patient. Thanks for your help in advance. 

Message 7 of 7
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