@Gunnar419 wrote:
@Creditaddict wrote:the other 2 did apply to me but clearly they wanted me to answer the other 2 different than "does not apply to me"
How do you figure that? It's really common for those security checks to present you with completely bogus questions, and "does not apply to me" or "none of the above" is a perfectly valid answer. Why do you think they didn't want that answer from you?
A CSR told me once that they include so many questions of that type because a fraudster will try to guess at the "right" info when there is none, while a legit borrower might be puzzled but will take the "none" option. It's faulty logic, I know, because clearly a lot of legit customers are nervous about the whole process and freak out when they get one of those bogus questions. Still, if you get a question that makes no sense, why not just answer "does not apply"?
My credit history is so long and foggy to me, I have to have a credit report PDF available to refer to. And each time I get through the typically 4 verification questions, it's a significant relief. "I dodged that bullet"
They actually count those????
Well FML......I'll stop opening accounts now lol
