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Trouble with cap1 app.

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Anonymous
Not applicable

Trouble with cap1 app.

I hear you can have 5 cap 1 cards. I tried to get a couple more cap1 cards. I currently have QS1 and a co branded card by Cap1 PlayStation
Anytime I fill out the pre qualifier I get nothing offered. I fill out the application and I get an instant denial.
"Based your your application information you have to many capital one accounts"
What gives?
My credit is never pulled.
Message 1 of 7
6 REPLIES 6
Anonymous
Not applicable

Re: Trouble with cap1 app.

They now require six months between cards.
Message 2 of 7
Anonymous
Not applicable

Re: Trouble with cap1 app.

I've had them both well over a year....
Message 3 of 7
Anonymous
Not applicable

Re: Trouble with cap1 app.

I have 3 of the cap one cards and not sure if they changed the rules but when I was applying I use to read the agreement terms and it would say if you have this certain card then you couldn't get certain ones worth looking into
Message 4 of 7
pizza1
Community Leader
Super Contributor

Re: Trouble with cap1 app.

5 is max number of "open"cards you can have with them, including other cards they back such as Kohl's, Neiman Marcus, etc.......

Thats what happened to me awhile back, before I combined, I had 4 majors, and 2 store cards backed from them. I closed Kohls out, and let it report closed, and then was able to get a 5th card....then I combined 6 months later everything.Smiley Wink
Message 5 of 7
Anonymous
Not applicable

Re: Trouble with cap1 app.


@pizza1 wrote:
5 is max number of "open"cards you can have with them, including other cards they back such as Kohl's, Neiman Marcus, etc.......

Thats what happened to me awhile back, before I combined, I had 4 majors, and 2 store cards backed from them. I closed Kohls out, and let it report closed, and then was able to get a 5th card....then I combined 6 months later everything.Smiley Wink

I can't think of 5 i would have?

qs1

playstation

khols

 

Message 6 of 7
Anonymous
Not applicable

Re: Trouble with cap1 app.

I think I figured it out. Back in 2015 I received 2 goodwills from them on 2 CO accounts from 2012 I paid and they removed them from my credit report. I bet in someway those 2 are counting towards my total of cards with them :/
Message 7 of 7
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