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Trying To Stop From App'n....HELP!!!!!!

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CreditCuriosity
Moderator Emeritus

Re: Trying To Stop From App'n....HELP!!!!!!


@baller4life wrote:
My last app dropped my AAoA to under 4 yrs. That was it for me till next year. Smiley Frustrated

I am writting this one down.. No apps for baller till the end of the year Smiley Happy..

 

 I am still 6.5 years on everythig but EQ.. EQ is 5.4 years as alot of old positive trade lines got deleted while disputing stuff.. GRRR.. Anyways..

Message 21 of 32
ScoreOrBeScored
Valued Contributor

Re: Trying To Stop From App'n....HELP!!!!!!

The reason for my spree was because, all my baddies got removed off TU and EX and I felt th need to take my new file and scores 

 

for a test drive. Before Sallie Mae and before baddies came off, my biggest limit was $3k.

 

and after talking to Baller and taking her advice and recommendations,mi started popping out $10k and $15k limits 

 

like it was no tomorrow and I was on a High !!' We all have been on a app or SL or Cli high and it's a good feeling

 

and I just have to get use to these kind of approvals as I was only use to $500 - $1,500 SL. So I'm glad to have you guys 

 

around for the support. 

Message 22 of 32
lg8302ch
Senior Contributor

Re: Trying To Stop From App'n....HELP!!!!!!


@ScoreOrBeScored wrote:

Your so right... Thnx

 

i already have my list for May 2016, just gotta stay away from those Flavors Of The Month deals. Ughhhh..lol

 

o,as, I'm in the garden. ( still) not coming out. Can't wait til my EX freezes back at end of the month.


That sounds like a plan.  I did stick to my pan when the Diners bandwagon passed by last year because  it  simply was just not the time for me according to my own plan. Now it is too late as Diners closed the apps again. Oh well....so let it be... there are other nice cards around and a lender that accepts random customers for a short period and then is not interested anymore it not looking very professional to me. I look at it now that it simply was not meant for me to get Diners ..lol

Message 23 of 32
lg8302ch
Senior Contributor

Re: Trying To Stop From App'n....HELP!!!!!!


@baller4life wrote:
My last app dropped my AAoA to under 4 yrs. That was it for me till next year. Smiley Frustrated

Same here Smiley Tongue  from 18yrs in December 2012 to less than 4 years in April 2015 Smiley Embarassed

Message 24 of 32
ScoreOrBeScored
Valued Contributor

Re: Trying To Stop From App'n....HELP!!!!!!


@CreditCuriousity wrote:

@baller4life wrote:
My last app dropped my AAoA to under 4 yrs. That was it for me till next year. Smiley Frustrated

I am writting this one down.. No apps for baller till the end of the year Smiley Happy..

 

 I am still 6.5 years on everythig but EQ.. EQ is 5.4 years as alot of old positive trade lines got deleted while disputing stuff.. GRRR.. Anyways..


My capital ome baddie baddie was also my oldest account of 16. Years... But it had to go. It was holding me back . $4.500 CO Ughh, it was worth it. 

 

 

 

 

Message 25 of 32
baller4life
Super Contributor

Re: Trying To Stop From App'n....HELP!!!!!!

LG8302ch, you can have my Diners if you want to pay the annual fee! LOL. Ditching that sucka November. I got caught in the hype. I never even use the darn thing!

Message 26 of 32
CreditCuriosity
Moderator Emeritus

Re: Trying To Stop From App'n....HELP!!!!!!


@ScoreOrBeScored wrote:

@CreditCuriousity wrote:

@baller4life wrote:
My last app dropped my AAoA to under 4 yrs. That was it for me till next year. Smiley Frustrated

I am writting this one down.. No apps for baller till the end of the year Smiley Happy..

 

 I am still 6.5 years on everythig but EQ.. EQ is 5.4 years as alot of old positive trade lines got deleted while disputing stuff.. GRRR.. Anyways..


My capital ome baddie baddie was also my oldest account of 16. Years... But it had to go. It was holding me back . $4.500 CO Ughh, it was worth it. 

 

 

 

 


Yep still have that one on my CR same amount as we have discussed in PM's before.. I need to write them and try to get that removed as that is the one that is holding my EQ/EX down while it isn't on my TU..  I am seriously jealous you got them to remove that however you did through the EO, I need that contact you had! Smiley Happy.  BTW was that paid or unpaid if you don't mind me asking as mine remains unpaid and Cap1 still owns it.. I don't want to disturb the Date of Last Activity so trying to figure out how to move forward on that one..  Don't mean to disrail the thread, but exact same scenario and know we briefly discussed via pm in the past.. Feel free to PM meSmiley Happy

Message 27 of 32
baller4life
Super Contributor

Re: Trying To Stop From App'n....HELP!!!!!!

I'm jealous TOO CC.I have a 6 year old $0 CO from Crap One and they are holding on to it for dear life. All gw request DENIED! Smiley Mad
Message 28 of 32
ScoreOrBeScored
Valued Contributor

Re: Trying To Stop From App'n....HELP!!!!!!

Me and Baller jumped on the BBVA NBA wagon, thankfully for us, we where denied due to our EX being frozen.

 

here is my App list for 2016

 

1) Penfe Defender

2) Penfed PLOC 

3) U.S. bank Cash +

4) AARP 

 

i was was considering Penfed Promise and The Ring but changed my mind since I have RBFCU Premier Rate @ 7.7% $15k limit.so those are my goals

for 2016. I will also be trimming some fat too. Express will be next for sure. SCT ... It's at $2k now

 

 

Message 29 of 32
baller4life
Super Contributor

Re: Trying To Stop From App'n....HELP!!!!!!

Yeah with 7.7% RBFCU, you no longer need Promise or Ring. You have low interest rate card covered. Smiley Wink
Message 30 of 32
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