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UGH Barclay

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1GaDawg85
Valued Contributor

Re: UGH Barclay


@Creditaddict wrote:

Okay, I called... she couldn't answer any of my questions except the one about it would be a hp for her to process and that is not happening.

she didn't know about auto reviews

auto cli's

the fico score they provide

none of it!

 

i said i didn't want a hp and hung up.


That's embarrassing....how can you not know about your company policies and you are supposed to be a more senior person on staff! If that were me, I would quit lol 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 11 of 22
Creditaddict
Legendary Contributor

Re: UGH Barclay


@1GaDawg85 wrote:

I have so many more accounts but most were charged off during my bad times, also have an open car loan and open student loan. Most inquires I have racked up are from either car shopping or opening these new accounts 


ugh you make me want to ask but I will literally scream at the barclay agent if they hp and come back with NOTHING!

Message 12 of 22
thelethargicage
Valued Contributor

Re: UGH Barclay


@Creditaddict wrote:

@1GaDawg85 wrote:

Call the back door and talk to them


I'm so not taking a HP.


Well, that's a first


Message 13 of 22
1GaDawg85
Valued Contributor

Re: UGH Barclay


@Creditaddict wrote:

@1GaDawg85 wrote:

I have so many more accounts but most were charged off during my bad times, also have an open car loan and open student loan. Most inquires I have racked up are from either car shopping or opening these new accounts 


ugh you make me want to ask but I will literally scream at the barclay agent if they hp and come back with NOTHING!


You would make the best training subject 


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 14 of 22
1GaDawg85
Valued Contributor

Re: UGH Barclay


@thelethargicage wrote:

@Creditaddict wrote:

@1GaDawg85 wrote:

Call the back door and talk to them


I'm so not taking a HP.


Well, that's a first


This is quite a miracle


FICO 5 ,4, 2 - 10/2023                            FICO 8 - 10/2023                                   FICO 9 - 10/2023                                   FICO 10 - 10/2023
     
Message 15 of 22
OffToBetterStart
Valued Member

Re: UGH Barclay

This post is funny cause i just got off phone with them and im so ughhh with them too. They pulled me 3 times for the same scripted reply from them . Im not gonna go away that easy but i dont think their gonna give into me. It was easy in the begining but not now.

NFCU Cash Rewards $10,000 -Cap 1 Venture $10,750 - Care Credit $7,000 - Cap 1 Quicksilver $5,000 - Cap 1 Venture 1 $5,000 - Barclays Arrival $6,150 - Barclay Rewards $3,190 -Cap 1 Quicksilver $6,000 - Walmart $700
BK7 Discharge 1/04/2013
Current Scores EX (657) EQ (671) TU (644)
Message 16 of 22
baller4life
Super Contributor

Re: UGH Barclay

Barclays sucks!! Never again will I waste a hp on them. I'm transferring Rewards limit to Ring and closing that sucka. They gave me a whooping $500 cli on Rewards that cost me a hp last summer. Smiley Mad
Message 17 of 22
chalupaman
Super Contributor

Re: UGH Barclay

I don't really see what all the fuss is about. Just calmly SD the card and move on. I did so with my Discover card when I wasn't getting the CLIs I wanted from it and am feeling quite satisfied about my decision. I put a lot of my spending on that card and just realized that it was a waste of my time and energy to keep bending over backwards to please one lender. I've fully accepted that not all CC companies work the same way and that they have different criteria and an idea of who they want to market to that I'm not always going to fit what they want.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 18 of 22
Anonymous
Not applicable

Re: UGH Barclay


@chalupaman wrote:

I don't really see what all the fuss is about. Just calmly SD the card and move on. I did so with my Discover card when I wasn't getting the CLIs I wanted from it and am feeling quite satisfied about my decision. I put a lot of my spending on that card and just realized that it was a waste of my time and energy to keep bending over backwards to please one lender. I've fully accepted that not all CC companies work the same way and that they have different criteria and an idea of who they want to market to that I'm not always going to fit what they want.


Agreed, I have Barclays as well.  No love for me..  I have cut up the card and haven't used it in almost a year.

Message 19 of 22
gingerflower
Senior Contributor

Re: UGH Barclay

Same here...Last auto cli was 10/2013 don't want a HP.
Message 20 of 22
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