I Received my denial letter for UMB Hello Kitty Visa resons for denial are:
principal reason: failure to meet minimum credit scoring criteria
CB pulled : TU
Score as per umb: 650
key factors:
serious deliquency pr or collection<-----bk 2years ago but have rebuild
length of time revolving accouonts have been established <------oldest revolver 2years
proportion of loan balances to loan amounts too high<-----student loans and automotive i assume
Excessive inquiries<----when i apped i only had 2
lol ok guess i wont be app with them anytime soon. i only wanted this card because Ive been obssessed with hello kitty since i was about 5years old lol.
hope this lil bit of info can help someone else
C1 Venture 15K| NFCU NAV CHECK 15K| CASH REWARDS 5K| CARE CREDIT 3K| NORDSTROMS 1K| LORD & TAYLOR 1100| WALMART 600| TargetRed 500|Rebuilders
CAP1 1650| CAP 1 1100| BARCLAYS 2500| NREWARDS 8500|
SCT: VS 1100| EXPRESS 1100| JCREW 250| *HIDDEN TL BML 650
SCORES 709, 657, 623
Pre BK scores: 569, 587, 553
