UPDATE: Need advice on AMEX BCE $500 offer - app or not to app

[Ysettle4]

Took the plunge....

[CreditCuriosity]

Congrats on a nice $500 for free.. What was your SL if you don't mind sharing?  Also not a bad card overall for a no AF card

[Ysettle4]

I guess I can call the app status line to find out.

[CreditCuriosity]

Indeed

[Ysettle4]

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@CreditCuriousity wrote:

Indeed

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$10K SL - a bit better than expected so I'm pleased. Interesting enough, when I called in, the rep stated that I can request a credit line increase as soon as I receive the card.

Hmmm, I guess she didn't realize that I recently received a CLI back in May on the ED card because I would assume that is a CLI within 181 days of the previously approved CLI.

[CreditCuriosity]

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@Ysettle4 wrote:

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@CreditCuriousity wrote:

Indeed

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$10K SL - a bit better than expected so I'm pleased. Interesting enough, when I called in, the rep stated that I can request a credit line increase as soon as I receive the card.

Hmmm, I guess she didn't realize that I recently received a CLI back in May on the ED card because I would assume that is a CLI within 181 days of the previously approved CLI.

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Nice starting line!   Ya the CSR was clueless as it is 181 days or whatever from your last CLI across all cards.

[Anonymous]

Congrats on the free $500!  And you even met your 5 digit SL preference, so it's a win-win 

[Ysettle4]

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@Anonymous wrote:

Congrats on the free $500!  And you even met your 5 digit SL preference, so it's a win-win 

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Thanks! It's a def win-win for me. To think I was barely getting approved for anything just 4 years ago. It's still a work in progress but it's looking better and better each day and I hope to be able to continue the journey.

[LadyJEsq]

Congrats OP!

[-Cal-]

Congrats, glad you were able to get that $500!