US Bank Cash+ Card

[IncrsCreditScore]

Found out some about this card yesterday.  It sounds interesting, what can y'all tell me about it, please.

[Anonymous]

https://mycard.usbank.com/credit/mycardusb/html/usbank_cash_plus_visa.html?redirect=cashplus&lang=en...

[Pikaboo-icu]

I have this card and I really like it. I find myself using it as my DD.
When I app'd there was a SUB of $150 with a min spend, I forget but I think it was a low threshold of $1000 in first 90 days..
Anyway, they credited the $150. immediately after the time period ended and if you redeem $100.+ at one time, they send you an additional $25 visa gift card.

I love this card...

[Batsamandrobin]

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@IncrsCreditScore wrote:

Found out some about this card yesterday.  It sounds interesting, what can y'all tell me about it, please.

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I have this card and it's great for category spend. Utilities is currently an option under the 5% cash back category, so I put those bills on the card every month and get great value out of it. I believe fast food is also an option under 5%. Use this card and a PayPal 2% MC as my daily drivers. 

[Anonymous]

I got it for the $150 for $500 spend SUB and 5% Utilities and Cell Phone categories, pretty nice bonus each month from those. There are some other 5% categories that might be beneficial on large purchases if planned properly, such as furniture and sporting goods.

Many apps go to manual underwriting with a 7-10 day message, it you pull the trigger and get that message, it’s not a bad thing. Mine was approved in 2 days.

[IncrsCreditScore]

Thank you all for your comments.  I will put this card as one I might apply for in the future.  Again, thanks.