This looks like a targeted offer. I wanted to confirm it was, the email title was "Exclusively for my name", has a fixed APR, expiration date of 10/8/2020, and confirmation code. This offer does not seem any better than what is published online with the exception is the balance transfer is "15 billing cycles" vs. "12 billing cycles." I'm targeting the Altitude Reserve in October\November, so my question is, is the Cash + a pre-approval or indication of a strong chance at approval to get in with US Bank? I will be 0/12 in new accounts with > 5% utilization on one card.
I'd say the email is likely to be marketing, but you still might have good odds at an approval.
You already have an existing relationship with them though right? That's a requirement for the Reserve so starting that now and having it in place with some activity shouldn't hurt.
You already have an existing relationship with them though right? That's a requirement for the Reserve so starting that now and having it in place with some activity shouldn't hurt.
as of 1/1/23
I didn’t see this post before making my own, except I got an email for the Altitude GO. If you end up going for it, I’m curious if it will be an instant approval. I’m 7/12 so the consensus was it was marketing despite similar language to yours.
