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US Bank Cash

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Anonymous
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US Bank Cash

Was wondering how reliable this is ?

I was on the phone setting up a savings account and when we finished, she said I was preapproved for a Cash plus card with a 2k credit line and she read all the disclosures and said if you accept you will hear something in 7-10 days. I accepted the offer.

Does Anyone know if these are reliable?
Message 1 of 9
8 REPLIES 8
UncleB
Credit Mentor

Re: US Bank Cash


@Anonymous wrote:
Was wondering how reliable this is ?

I was on the phone setting up a savings account and when we finished, she said I was preapproved for a Cash plus card with a 2k credit line and she read all the disclosures and said if you accept you will hear something in 7-10 days. I accepted the offer.

Does Anyone know if these are reliable?

From what I've read U.S. Bank prequals with a set APR and/or a specific credit line (like when you open a savings/checking account) are said to be solid. 

 

My own U.S. Bank Cash+ was opened just last month with a prequal from their website (set APR only, no limit was given until it was manually reviewed, as most of their apps are.)

 

I suspect you'll be hearing good news in a few days.  Smiley Wink

Message 2 of 9
Anonymous
Not applicable

Re: US Bank Cash

The account showed up this morning in my online banking. Thanks!
Message 3 of 9
Anonymous
Not applicable

Re: US Bank Cash

Congratulations on getting in with US Bank!

Message 4 of 9
Anonymous
Not applicable

Re: US Bank Cash

Congrats!

Message 5 of 9
Anonymous
Not applicable

Re: US Bank Cash

Congrats!!! Hope you get a descent SL!

Message 6 of 9
Anonymous
Not applicable

Re: US Bank Cash

Congratulations! Please update with SL and APR if you don’t mind sharing!
Message 7 of 9
Gregory1776
Valued Contributor

Re: US Bank Cash


@Anonymouswrote:
Was wondering how reliable this is ?

I was on the phone setting up a savings account and when we finished, she said I was preapproved for a Cash plus card with a 2k credit line and she read all the disclosures and said if you accept you will hear something in 7-10 days. I accepted the offer.

Does Anyone know if these are reliable?

So, what were the results?



Experian [809] TransUnion [823] Equifax [826]

Total Revolving Limits [$224,000]

PenFed Loan: $679/$8,000
Message 8 of 9
Anonymous
Not applicable

Re: US Bank Cash

US Bank was very good to me when I was their customer.  Gave me a good apr on an auto refinance back in 2004.   Congrats on your approval.

Message 9 of 9
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