US Bank Preapproval

FranknBeans · ‎07-02-2024

Opened a US Bank checking account through State Farm to override the Geo Fence since I'm in Florida. Is there a preapproval section I can go to for credit cards. I only see a suggested for you for the Cash+ in the app. Or do I have to wait for a mail offer? I've had no personal credit cards in the last year and two inquiries one for a new car and one for a business credit card.

Chase Ink Business Preferred | July 2024 | $5,000

cashorcharge · ‎07-02-2024

They no longer have an online preapproval tool.

You can get an offer, however those are not a 100% guarantee either....

Dancingbear45 · ‎07-02-2024

@FranknBeans

Are you looking at the cash + card or that's what they were suggesting? Why not just go to the website and apply?

bytechma · ‎07-02-2024

@FranknBeans wrote:
Opened a US Bank checking account through State Farm to override the Geo Fence since I'm in Florida. Is there a preapproval section I can go to for credit cards. I only see a suggested for you for the Cash+ in the app. Or do I have to wait for a mail offer? I've had no personal credit cards in the last year and two inquiries one for a new car and one for a business credit card.

A weeks ago a preparo al link for both the Go And Platinum Separate times directly on the website when you click the specific card. But I don't see anymore. Maybe keep checking the site periodically

Personal Cards
C1 Savor One $2.7k | Discover IT $200 (Graduated) | Amex Optima $500 | C1 Venture X $31.0k (AU) | C1 Venture One $600 | U.S. Bank Altitude Go $10.0k | Chase Sapphire Reserve $10.0k (AU)

Secured Cards
U.S. Bank Cash+ Secured $1.0k | Truist Enjoy Cash Secured $1.0k

Credit Builder Cards
Chime Credit Builder | cred.ai $1.5K (stated limited)

BOA Cards with Platinum Honors (75% boost)
Travel Rewards $18.0k (AU) | Bank Americard $2.1k (AU) | Customized Cash Rewards $5.0k (AU) | Premium Rewards $18.0k (AU) | Elite $18.3k (AU)

Business Cards
Amex Blue Business Plus $12.8k (AU)

FranknBeans · ‎07-03-2024

I was just checking out the app. I haven't logged into their website. Just heard they are known to want a 6 month to year relationship before approval. My inquiries are the lowest they have been in awhile and I'm about to apply for another Chase Business card. So I was hoping for some sign to apply for a USB card first lol.

orangetech · ‎07-22-2024

I received an offer by mail about 3 months after opening a checking account with them.

Starting Score (8/23/14): 515 - EX FICO
Current Score: EX FICO 617, EQ FICO 611, TU FICO 615
Goal Score (6/1/15): 670

Take the myFICO Fitness Challenge

markhs777 · ‎07-23-2024

@FranknBeans wrote:
Opened a US Bank checking account through State Farm to override the Geo Fence since I'm in Florida. Is there a preapproval section I can go to for credit cards. I only see a suggested for you for the Cash+ in the app. Or do I have to wait for a mail offer? I've had no personal credit cards in the last year and two inquiries one for a new car and one for a business credit card.

May be responding a little late but I have two cards from USB. Live in Florida and never had a relationship with them. Just call and check if there's been a change of policy.