US bank Altitude Reserve App

[Shadowfactor]

Got added as a joint account holder.

Since they pulled her credit again as well as mine. Called underwriting to try to get a bump in the CL. Approved for an increase to 8k

[CreditCuriosity]

thought infinites had to have a CL of 10k?  Appears this isnt the case.  Sucks on the additonal HP wonder why they did that.

[Shadowfactor]

It started out at 5K which is the minimum I’m guessing.

I knew I was going to get a hard pull on my credit for the joint application, but she shouldn’t have gotten another hardpull especially since th account wasn’t even a week old.

[FinStar]

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@CreditCuriousity wrote:

thought infinites had to have a CL of 10k?  Appears this isnt the case.  Sucks on the additonal HP wonder why they did that.

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I think US Bank is the odd duck in this one (not sure it's set in stone), but I've seen where others were approved for this card that "barely" met the $5K approval threshhold.  Unlike JPM Reserve, CSR, Ritz, or the City National Crystal or UBS VI where minimum CL is $10K IIRC.

[Anonymous]

I read from other site: someone was approved with 1K limit.

[Creditfan1234]

I have this card and love it. I know most people prefer the CSR but I am kinda over Chase. US Bank has been very good to us. Enjoy the new card.