USAA CLI?

[arenglish]

Luv button finally showed up on my USAA Amex Rewards card, seems to be a hard pull. Anyone have data points on CLI's with USAA? Rather not just use the HP blindly. My scores are below and my Utl is <7%. On my 7th month with this card. AAoA ~8 months.

[FinStar]

It will be a HP.

[arenglish]

Right, I understand that. Wondering if in other's experience if it's worth it or just to wait for a auto CLI.

[Gmood1]

The HPs have always been worth it for me. Normally $8k to $11k a HP IME.

[Anonymous]

Yeah i think so, usually got 7K per CLI, got a 10K once.

Grew my AMEX to 30k. No idea why I  would want to run up 30K at 21% interest but nice to have the limit. 

[Jeffhacker]

My experience with USAA is they often don't issue a CLI until you ask.  I have a regular Visa with them - $6K limit, but when I originally opened the account it was $2,500.  I called about a CLI and they (a) said it was a HP, (b) ran it, and (c) raised my limit to $6K.  My FICOs are EX-718, EQ 744, TU 792.  Other accounts have bigger limits.

[MakeItAMudLight]

For CLI do they generally HP EQ or EX?

[UncleB]

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@MakeItAMudLightwrote:

For CLI do they generally HP EQ or EX?

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YMMV...

I've requested a CLI with them twice (on two different cards); the first time it was EQ, the second CLI a few months later was EX.