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USAA Credit Card... who do they pull?

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MyDataMyChoice
Valued Contributor

USAA Credit Card... who do they pull?

USAA Credit Card... who do they pull?

 

 

Can you make them pull one over another?

 


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 1 of 17
16 REPLIES 16
Anonymous
Not applicable

Re: USAA Credit Card... who do they pull?


@JTC403 wrote:

USAA Credit Card... who do they pull?

 

 

Can you make them pull one over another?

 

Freeze a bureau?  Also, how do you freeze one?


Discussing freezing a report in order to force a potential creditor to pull another report is not a permissible topic on this forum.

 

As for who they pull Id suggest you google credit pulls database

Message 2 of 17
Anonymous
Not applicable

Re: USAA Credit Card... who do they pull?

i believe they pull EQ

Message 3 of 17
MyDataMyChoice
Valued Contributor

Re: USAA Credit Card... who do they pull?

Anyone have links to Credit Pulls Database that is easy to understand/reliable?


I just want to know if they ever pull anything besides EQ


All Negatives History Removed as of October 2025 - Only BK CH7 Showing as Public Record

                       
Lines of Credit:   
Personal Loan:  

Total Reported Revolving CL: $162,450 + 26K PLOC = $188,450

Message 4 of 17
Anonymous
Not applicable

Re: USAA Credit Card... who do they pull?


@JTC403 wrote:
Anyone have links to Credit Pulls Database that is easy to understand/reliable?


I just want to know if they ever pull anything besides EQ

Just google what I suggested and you'll find the link.

Message 5 of 17
lhcole77
Valued Contributor

Re: USAA Credit Card... who do they pull?

They pull EQ04 reports

 

ETA: I've been a member of the Forums since 2012 and have never heard of them pulling anything but EQ (at least not since 2012)

Message 6 of 17
Anonymous
Not applicable

Re: USAA Credit Card... who do they pull?

I just got an approval with USAA, the def pull EQ.   I had the other bureaus on ice when I applied. 

Message 7 of 17
Anonymous
Not applicable

Re: USAA Credit Card... who do they pull?

I was approved friday night for their classic card $1000 SL. Pulled EQ. Have applied for other lines of credit in the past to no avail before I started really building and each time it was also an EQ pull.

Message 8 of 17
alvon123
Super Contributor

Re: USAA Credit Card... who do they pull?

They pull Equifax


Message 9 of 17
vikingred
Frequent Contributor

Re: USAA Credit Card... who do they pull?

Are they INQ sensitive?

Message 10 of 17
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