USB 1/12 Clarification

[audioman00]

Hi All,

Quick clarification about the USB 1/12 rule. Does it refer to just CCs, or do installment loans count too? 

Data points much appreciated!

[mrjerry]

I believe it's only CC's 

[audioman00]

Thanks @mrjerry !

Any other datapoints out there?

[ccquest]

It isn't a hard rule like Chase either, there have been people (like Interstellar on here) that have been approved for two cards from US Bank close enough together.