USBank Cash+ Requirements?

[Anonymous]

Hi MyFico Fam,

Due to the outbreak, my 2 year garden goal for August may change to the nearer future. Anyway, USBank Cash+ has been one of my goal cards for awhile now. I'm seeing on their website a drop down introductory menu of their cards with one of its tabs stating "Credit Cards exclusive to U.S Bank customers." With that said, should I open a checking account with them? And by that I mean, do I positively have to in order to apply for their Cash+ card? Is it required? I do not have a branch nearby and already have an account with my local bank, so if I don't necessarily need to open another checking account I'd rather not. My scores and profile stats are in my siggy.

Thank you!

[blindambition]

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You have a good profile to app now. That card has many successful approvals without relationship. GL Angel!!@Anonymous wrote:

Hi MyFico Fam,

Due to the outbreak, my 2 year garden goal for August may change to the nearer future. Anyway, USBank Cash+ has been one of my goal cards for awhile now. I'm seeing on their website a drop down introductory menu of their cards with one of its tabs stating "Credit Cards exclusive to U.S Bank customers." With that said, should I open a checking account with them? And by that I mean, do I positively have to in order to apply for their Cash+ card? Is it required? I do not have a branch nearby and already have an account with my local bank, so if I don't necessarily need to open another checking account I'd rather not. My scores and profile stats are in my siggy.

Thank you!

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[addicted_to_credit]

I think the only thing that would or could hold you back is a thin profile....I'm not sure how USB feels about them, otherwise your profile looks perfect for USB.

[Anonymous]

Thank you for the replies. Which bureau do they pull?

[Anonymous]

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@addicted_to_credit wrote:

I think the only thing that would or could hold you back is a thin profile....I'm not sure how USB feels about them, otherwise your profile looks perfect for USB.

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They can be thin file friendly actually. 

[Anonymous]

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@Anonymous wrote:

Thank you for the replies. Which bureau do they pull?

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TU most places, EX in a few like CO. 

[blindambition]

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@Anonymous wrote:

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@addicted_to_credit wrote:

I think the only thing that would or could hold you back is a thin profile....I'm not sure how USB feels about them, otherwise your profile looks perfect for USB.

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They can be thin file friendly actually. 

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Yes, thin friendly. They also like INQ and new account free!!

[addicted_to_credit]

USB has always pulled TU for me, I live in the south east and based on other replies you sound golden! Let us know how it goes and don't be surprised or too worried if you don't get an instant approval....they love their manual reviews. Other than that they've been great to me!

[Anonymous]

Good to know, thanks Saeren! 

[AllZero]

Good luck on your application! Hope to read of your approval soon.