Unify/Western Credit Union Datapoint... - myFICO® Forums - 6034932

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Just wanted eveyone to know, as of 5/27/20, Unify/Western won't approve an unsecured card until 3 years from BK discharge date.

They will approve secured card at anytime, up to 2500.00 (max) but this card does not unsecure. The cash and purchase APR is same.

Hope this helps someone

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4 REPLIES 4

Thank you for sharing the data points.

Message 2 of 5

Thanks for the data points. Did they say which CA they use?

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| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023

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IIRC Experian FICO 2.

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Thank you @AllZero

(+102) |

(+106) |

(+151)
| TU Fico 9: ? | Exp Fico 9: ? | EQ Fico 9: ?| EQ Fico 8 Bankcard: TBA

Initial Goal: Min. 740 w/all CRAs - Met
Interim Goal: 780 w/all CRAs - Met
Current Goal(s): Min. 800 w/all CRAs
Gardening Until: ??/??/202?| Last App: 10/20/2023

Message 5 of 5