VENTURE Card - Scores at time of approval??

[Anonymous]

Around 10%

[Broke_Triathlete]

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@Anonymous wrote:

Thanks for all this so far all ... What was your overall / inidividual UTIL at time of approval ??  My overall is 38% right now.

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Less than 1%

[Broke_Triathlete]

Another data point my friend was in the 690's with no derogs but had 59% utilization. Got approved for Venture at $5K and Venture 1 at $3K.

[celticslegends]

Just received my Venture Signature in the mail. TU was 701 at the time of approval. Other two bureaus were slightly less. Approved for $5k.

[CreditCuriosity]

Fico's 690's-700ish..  1% utilization, 20k Venture 10k QS

[Anonymous]

Haven't you said in other posts that you were pre-qualified for this card?  If so, just apply for it and get it over with  

It's nice to have some information based on others, but their data points don't mean much if Cap1 has already said you were good to go and given you the congratulations page with a fixed APR - with them it's always YMMV situation anyway on the starting CL.  Who knows how their algorithms work, how much income all these others posters have, etc. since I'm pretty sure that makes a difference too!  If you want the card bad enough, take them up on their current offer - they may pull it, yours scores may not go up like you think they will, who even knows what tomorrow holds.  You seem very eager to get this card, so IMO, just get it over with and see what they have for you!

[baller4life]

I have two Ventures both $15k. TU was 692 and EX 700. EQ was on ice.

[Anonymous]

Applie last week for the Venture One- APPROVED

697-712 Fico score's 

1 small open collection

$10,000 limit

[OmarGB9]

Don't recall exact numbers, but scores were in the 670-712 range, with TU being my highest. UTIL was around 21%. Approved for $10k @ 17.99%.

[bk510]

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@Anonymous wrote:

Out of curiosity, I apped for and was approved for the VENTURE ONE recently ... I thought it was the Venture.  Not too upset, but for future reference I'm looking to see what those approved had score wise at time of approvals?    As well as any baddies etc?

My scores now sit at 660s FICO 8 ... and about 670-680s FICO 04s.  I will wait at least 30 days to app for Venture.

Give it to me people, lets hear your stats at time of approval!!  FYI***  CAP ONE told me thier definition of EXCELLENT credit is no 60+ day lates in a year, no defaulting on loans, and must have a CC or loan open with at least $5000 limit for 3 years (all of whcih I meet).  :-)  

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This is BS.....I was approved for Venture 10K and QS Visa(regular)3K on 8/8. my score at the time was 650ish....my highest limit was 4300 Barclay reward.

On 9/10, approved for Venture One 5K.....

Hope that helps.