Venture One, Excellent credit?

[tonyjones]

Problem with pre qualified offers is that they use a old report, usually a month or two old.

[Anonymous]

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@jbishop1001 wrote:

Yes, but how much will those lates affect me being approved for different cards? They will be at 1 year 6 months when I start applying.

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They very well could affect your ability to get new cards.  One year six months is not that long in the eyes of creditors and 120 day lates are looked upon very unfavorably.

[wmweeza]

Totally unrelated JBishop, but every time I see your posts I always have to remind myself you aren't my childhood best friend from Seattle (same first initial and last name)