@Zoostation1 wrote:While I didn't proceed with finishing the app I unexpectedly had VX, Venture, and V1 on the preapproval link. Given my profile, no card over $5k and 2 modest limit Cap 1 cards this was not what I was expecting to see. If I wasn't so fearful of a denial given a 3B hit I would defintely reconsider and maybe proceed with the app. I could make the card have value despite the high AF.
Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasons
@Zoostation1 wrote:While I didn't proceed with finishing the app I unexpectedly had VX, Venture, and V1 on the preapproval link. Given my profile, no card over $5k and 2 modest limit Cap 1 cards this was not what I was expecting to see. If I wasn't so fearful of a denial given a 3B hit I would defintely reconsider and maybe proceed with the app. I could make the card have value despite the high AF.
When I applied for my Venture X I didn't have anything over $3500. They gave me $30k.
@CreditCuriosity wrote:
Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasons
You were right! I applied tonight and was approved. I'll make a separate post in approvals and mods can close this one.
@Zoostation1 wrote:
@CreditCuriosity wrote:
Honestly if you signature is just those 4 cards you likely have a VERY good shot if you wanted it. Cap1 likes people with not a ton of credit so they will be used and you meet that criteria. What they don't like is alot of new accounts being somewhere being a few in a year or something around that although nothing known in stone for their rules. Many people in 800+ get denied daily while 670ish+ will yield approvals due to more their target audience for various reasonsYou were right! I applied tonight and was approved. I'll make a separate post in approvals and mods can close this one.
can't wait for the approval thread, you deserve it!
congrats!!
