Venture app question...

[Anonymous]

I think kdm was referring to the scores in your profile, which don't support a venture. Your actual fico 4 probably do. I'm waiting on verification for my venture but it should be approved based on everyone I've spoke to, I had a ventureone apped also, sandwiching a chase sw card, the ventureone was instantly denied quoting a score of 667, and the reason being too many recent inquiries. The venture itself app should be approved as it had a 688 as the lowest score and was denied due to verification. I plan on reconning the venture one once I have the venture approved.

[My_Fako]

Kuma,

Wish ya luck!....

I see you have Chase CSP.... Call over there, and put a good word in for my Marriott app.

[My_Fako]

Received my denial letter in my email.

Reason- To many recent inquiries, On Exp,I only had 2 or 3 in the past 18 months on Exp. 

Is this worth trying to have recon'ed?

[FinStar]

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@My_Fako wrote:

Received my denial letter in my email.

Reason- To many recent inquiries, On Exp,I only had 2 or 3 in the past 18 months on Exp. 

Is this worth trying to have recon'ed?

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Your time and effort.  It could go either way based on what others have posted going the EO route.

[Anonymous]

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@My_Fako wrote:

Received my denial letter in my email.

Reason- To many recent inquiries, On Exp,I only had 2 or 3 in the past 18 months on Exp. 

Is this worth trying to have recon'ed?

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I believe the minimum credit line on Marriott is 5k, and you only have one other card that is at that level. Chase usually likes to see you having experience and time with major credit cards in the 5k range before feeling comfortable enough to give out that level of credit.

[My_Fako]

Hopefully, I get a unusual approval. I've seen a lot of unlikely approvals on here. 

I also didn't know the min was 5k, to after the fact. I thought Marriott had two versions Sig & reg. 

I make Above the median income of my area 76k. 

[Anonymous]

I'm assuming that was the venture email? What was the score they gave? Ofcourse you recon, unless you just don't care.

[My_Fako]

Score on letter 669...  And of course I want. Recon. 

[FinStar]

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@My_Fako wrote:

Hopefully, I get a unusual approval. I've seen a lot of unlikely approvals on here. 

I also didn't know the min was 5k, to after the fact. I thought Marriott had two versions Sig & reg. 

I make Above the median income of my area 76k. 

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Chase has 3 versions of Marriott - Premier, non-Premier and Business.  The non-Premier version is no longer available to apply - it's an option to be PC'd or downgraded from the Premier version (provided the account qualifies and the option is available).  In the past, when the non-Premier was available to apply, minimum CL was $2K for approval.