Hello fico friends. we all know about the recent venture craze. well i had a question as i was jumping on the train a little over a month ago. specific what is the best course of action.
I apped on 3-29- 2015. march 29th for the venture. but was only told after i apped that i should have unfrozen all of my credit reports. i left equifax frozen and my app was dead before the computer looked at. later. i got a letter from capital one stating because they could not access my report.
I then told my brother today about it and his scores and profile are almost identical to my own. so he jumped on it asap. they gave him 10k limit.
current scores. as of today. eq. sad. 663. experian. 675. and transunion. 687. all dropped due to several apps in the last month. plus my utilization is around 14 percent. How long should i wait before i try again? is there a 30 or 60 day rule with cap one? i don't mind waiting if that is what it takes. just wondering. also. how long before i app if i unfreeze my equifax. like two days after unfreezing. any help and advice is appreciated. like my brother who has 2 cap 1 cards.
i do too. 5k quicksilver. and 1k secured. i don't want to cancel the secured as its my oldest card. and i only have 150 of my own money involved in it. so not worth trying to get that. thanks all.
