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Verizon Visa Signature Bureau Pull

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blindambition
Senior Contributor

Re: Verizon Visa Signature Bureau Pull


@OmarGB9 wrote:

@blindambition wrote:

This is hard to answer. DP have shown 1, 2, and 3 pulls. Not sure what triggers outcome. Expect 3 HP, and hope for less.

I've never had Synch before Verizon. They pulled TU and Experian for me. Glitch prevented access to TU, so approved on EXP, but had all 3 bureaus unfrozen.


I've never heard of any lender other than Capital One doing a triple pull for a CC.


There are multiple double pull apps in search.

Along with a couple triple pulls. Like this one 

Message 11 of 18
Anonymous
Not applicable

Re: Verizon Visa Signature Bureau Pull

Would it make sense to freeze Experian on my end? I've also read of several people who had a report frozen and Synchrony completely disregarded and went to the next available one OR Synchrony never even made it to the frozen report. However, I thought a frozen report would automatically disqualify you? I'm just curious to know, really, what triggers the system to go beyond the TransUnion report. I plan on reaching out to Synchrony again tomorrow to discuss what the Verizon Representative told me, and see what Synchrony has to say. I noticed the triple pull (from the link above) got a $6,000 credit limit for the Verizon Visa card. That's one of the highest limits I've seen, yet.

Message 12 of 18
OmarGB9
Community Leader
Super Contributor

Re: Verizon Visa Signature Bureau Pull


@blindambition wrote:

@OmarGB9 wrote:

@blindambition wrote:

This is hard to answer. DP have shown 1, 2, and 3 pulls. Not sure what triggers outcome. Expect 3 HP, and hope for less.

I've never had Synch before Verizon. They pulled TU and Experian for me. Glitch prevented access to TU, so approved on EXP, but had all 3 bureaus unfrozen.


I've never heard of any lender other than Capital One doing a triple pull for a CC.


There are multiple double pull apps in search.

Along with a couple triple pulls. Like this one 


That's news to me. Hadn't heard of Synch doing triple pulls. I wonder why they're doing it for this card only? Or perhaps cause of the pandemic? Smiley Indifferent

 

OP, we can't advocate or discuss freezing bureaus in order to try to force a lender to pull a different one on here, as it's against the rules.


Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 13 of 18
TekkenQQ7
Established Contributor

Re: Verizon Visa Signature Bureau Pull

TU for me, and good luck.



Message 14 of 18
Dmessina666
Frequent Contributor

Re: Verizon Visa Signature Bureau Pull

That's a fact. They approved me for

thr Verizon visa with 22 inquiries. Half about a year old. 

Message 15 of 18
CreditCuriosity
Moderator Emeritus

Re: Verizon Visa Signature Bureau Pull

They got a triple on me and I have high scores 800 range.  So it has nothing to do with borderline profiles, etc.. Not sure what logic they are using.

Message 16 of 18
Anonymous
Not applicable

Re: Verizon Visa Signature Bureau Pull

Hmm, all very odd. Thanks again for the input, everyone. I will find out soon enough.

Message 17 of 18
Gat
Established Member

Re: Verizon Visa Signature Bureau Pull

Experian and trans union for me

Message 18 of 18
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