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I just got a credit card with WSECU (Washington State Employees CU). How does their CLI process work? Does that have to go through underwriting, too? Anyone have experience with them?
Yup. Everything is manually reviewed even if it's "instant" approval. HP for any CLI.
They're VERY flexible though. Their pre-approvals page once you're in online banking will show you generally how high they're willing to go for your profile, but it's not set in stone.