Walmart and Old Navy...3 pulls for each?

Anonymous · ‎04-10-2016

Initially both of these only pulled TU last month when they were approved. Today I noticed that there was a 3-bureau pull for each card...they pulled EQ and EX two days after the approval. Typical? I haven't seen anyone mention this before. I guess that's the chance you take when you app!

Anonymous · ‎04-11-2016

Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.

KSK1912 · ‎04-11-2016

@Anonymous wrote:
Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.

I only have walmart and synchrony has always been TU for me on all my cards. Maybe my one guess would be, if you were borderline approved? Still don't make sense? Which monitoring agency are you seeing your inq's from?

6/14/15: Equifax 576 Experian 542 Transunion 571
8/17/15: Equifax 626 Experian 619 Transunion 622
9/28/15: Equifax 655 Experian 636 Transunion 641
11/11/15: Equifax 698 Experian 687 Transunion 672
Short Term Goal Score: 720 Across the board

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Are you free Tuesday..?

Loquat · ‎04-11-2016

That's unusal...with all my Sync cards it been a single TU pull...

Anonymous · ‎04-11-2016

Does old navy send good spending promos?

Anonymous · ‎04-12-2016

@KSK1912 wrote:
@Anonymous wrote:
Ouch. I have both and they only pulled one each but that was a couple years ago... Bumping because I am curious too.
I only have walmart and synchrony has always been TU for me on all my cards. Maybe my one guess would be, if you were borderline approved? Still don't make sense? Which monitoring agency are you seeing your inq's from?

I was alerted by CCT. When I went though and saw they pulled each one, it hurt my heart. With my Belk card last year, though, they only pulled TU. So I'm not sure what they did it for! I was instantly approved with each app. Smh.

Anonymous · ‎04-12-2016

@Anonymous wrote:
Does old navy send good spending promos?

They send me lots of good promos...I just don't know how exclusive they are...my son, daughter, and mother all receive the same emails but we all have either the ON store or ON Visa card.

Anonymous · ‎04-12-2016

@Anonymous wrote:
@Anonymous wrote:
Does old navy send good spending promos?
They send me lots of good promos...I just don't know how exclusive they are...my son, daughter, and mother all receive the same emails but we all have either the ON store or ON Visa card.

What are some examples of the promos? Thanks!

Anonymous · ‎04-12-2016

Cannot say for sure, but it most likely was having FICO scores in the 620-640 range that caused this. Sorry it happened.