Walmart backdoor or chat.

My_Fako · ‎10-21-2015

Just had my 8th statement. Had a $150 increase (luv button) finally worked last month.

Can't tell you how many times I've tried for a better limt. My starting line was $300. Used card a lot almost every month. Pif almost every month. I want a Increase for my upcoming X-mas shopping.

Any tips on what to say during chat, or should I try backdoor again. Been a great customer. My Tu score is down tho 620, after Discover, Barclays, Amazon just reported. But this walmart is my lowest line at $450

Any advice or pep talk would be great!!!

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.

Anonymous · ‎10-21-2015

Do a chat, since your score is low, ask for $1500.

My_Fako · ‎10-21-2015

If chats still available right now... I'll try and report back. Wish me luck!

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.

My_Fako · ‎10-21-2015

Nothing. tried for $1500 then $1000. Both declined. Will keep positive an try later...

Amex PRG NPSL I Chase Marriott $10k I Venture $15.3k I Amex BCE $10K I PNC 13K I Chase IHG $8.6k l Amazon $6k l Chase Hyatt 20k l US Bank Cash+ $13K I Barclays $12.6k I Venture $13k l Discover it $4.6k l Express Next $3.1k l Amex EverDay $15K l Cabelas 1k I Wayfair $17.1k I Walmart $8k l SG $9.8k l Target $3.6K I PP 2K l AU Shell Gas $900 opened in 1974 l Ex 704 Tu 698 Eq 667

Anything worth fighting for is worth fighting dirty for.

Anonymous · ‎10-21-2015

Best of luck to you! The 620 score is low and that is most likely what is holding you back. Check on the reasons they give you in a denial letter and begin to work on those, and then try again in 4 months. Be sure to keep your utilization on all cards low as you work on the reasons they provide to you.

Hang in there, you're on the right path and I'm sorry the slow progress is frustrating.

Anonymous · ‎10-21-2015

Sorry to hear that.

Anonymous · ‎10-21-2015

The only thing you can try now is calling the backdoor number (866) 519 6441 and ask for 6k, they will counter if approved.. This is 1 step above chat..

Good luck!!!

Anonymous · ‎10-21-2015

@My_Fako wrote:
Nothing. tried for $1500 then $1000. Both declined. Will keep positive an try later...

Try that backdoor number. I just called and it worked. I got bumped from $1600 to $3500.