cancel
Showing results for 
Search instead for 
Did you mean: 

Walmart store card (BK discharged last month)

tag
Cheryla18
Established Contributor

Walmart store card (BK discharged last month)

I did the shopping cart trick for VS yesterday and got a $200 limit. Went to Maurice's and applied and got a $250 limit, and since those were SP i decided to app today for Walmart because I live there Smiley Sad  and got the 7-10 message. Score showing 575 on CreditKarma. I wondering what my chances might be and if I should recon right away?

 

Thanks 

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 1 of 3
2 REPLIES 2
AverageJoesCredit
Legendary Contributor

Re: Walmart store card (BK discharged last month)

Congrats on your two Comenity Bank cards, i see you are rebuilding so best of luck on that. Please be careful on trying to get too many cards via sct as getting too many in a short period especially after bk can lead them to close them . 2 recent threads reveal the real danger in doing so.

I believe you will probably be denied Walmart as they normally would like a higher credit score . Cant say for sure the number but if you can get it up to around 630 or higher i believe your chances will go up. Again best of luck on your credit journeySmiley Happy
Message 2 of 3
Cheryla18
Established Contributor

Re: Walmart store card (BK discharged last month)


@AverageJoesCredit wrote:
Congrats on your two Comenity Bank cards, i see you are rebuilding so best of luck on that. Please be careful on trying to get too many cards via sct as getting too many in a short period especially after bk can lead them to close them . 2 recent threads reveal the real danger in doing so.

I believe you will probably be denied Walmart as they normally would like a higher credit score . Cant say for sure the number but if you can get it up to around 630 or higher i believe your chances will go up. Again best of luck on your credit journeySmiley Happy

Thank you for the heads up, thats important information.  Thanks also for your reply!! I will wait it out if I am denied. 

 

Cheryl

Current as of 3/21/18 EQ 609 TU 619 EX 628
Discharge 7/2016 Ch 7 BK
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.