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Was AMEX blacklisted but when applied they just pulled my credit

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Anonymous
Not applicable

Was AMEX blacklisted but when applied they just pulled my credit

Back in March 2012 AMEX was IIB for ~$10,000-$15,000.  Well, throughout the years if I was bored, I would apply for a card on their website and it was always a decline.  Also, their reasoning was because they closed previous accounts.

 

Well, today I received an email from them about checking my credit and I figure it has been about a month since I applied last time with them.  So, I go to their website and apply for their Gold card. Well, I didn’t get approved, but they pulled my Experian file.

 

Am I off of their blacklist, do you think? Or could they be tired of me applying every month for the past ~8 years?

Message 1 of 5
4 REPLIES 4
coldfusion
Community Leader
Mega Contributor

Re: Was AMEX blacklisted but when applied they just pulled my credit

Having AMEX perform a hard pull is generally accepted as being pretty definitive evidence that you have been removed from their blacklist even if your application is ultimately denied. 

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Artist formerly known as the_old_curmudgeon who was formerly known as coldfusion
Message 2 of 5
Anonymous
Not applicable

Re: Was AMEX blacklisted but when applied they just pulled my credit

Thank you.  I thought that was what I've read on here before, but I was wondering if something might have changed with their process. 

Message 3 of 5
blindambition
Senior Contributor

Re: Was AMEX blacklisted but when applied they just pulled my credit

It seems you're off BL. That was a decent burn on them, so it could be quite awhile before a potential approval. Expect HP every time you attempt going further.

Message 4 of 5
Anonymous
Not applicable

Re: Was AMEX blacklisted but when applied they just pulled my credit

Yes, I think it was around that amount.  

 

I'm sitting there and I applied and the "no" response comes up. Then all of a sudden I received an alert from Experian on my phone telling me that a pull happened on my report.

 

I was like, hey, that's not supposed to happen! Smiley Happy

 

Well, I guess no more applying forme with them unless I am ready.

Message 5 of 5
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