Wayfair M.C. With BK7 ?

jmos · ‎10-13-2020

Hello all. Is it possible to get approved for a Wayfair Mastercard with a 3 year old BK7 reporting? My understanding is that CITI is the bank.

M_Smart007 · ‎10-13-2020

Hi @jmos , I doubt Citi would approve you with a BK, but I am not an expert in that area.

Will let others chime in.

JR_TX · ‎10-13-2020

If citi is not IIB, and you already have a very strong and well re- established profile 750+ FICOs and only 0-1 HPs and new accts in the last 12 months. Then you might have a chance albeit "Very Slim". I advice waiting at least 5 years from DC especially with the current pandemic and economic climate.

New cc TLs : 0/6 ; 0/12 ; 0/24 | HPs EX 3 EQ 3 TU 4 | AAoA 8y1m | UTIL 1% - 4% | $300K+ Total Limits