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Wells Fargo Autograph Card - DECLINED

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nytokyobred79
Valued Contributor

Re: Wells Fargo Autograph Card - DECLINED

Sorry to hear about your denial. I was also declined beginning of the year for WF. And the reason code was the same. 

Avoided credit cards after ruining my financial health but got back into the game in 2019 after a 20 year hiatus
Total Revolving CL- about $240K | Order of Opened Cards
Delta SkyMiles Blue- SL-$1K | CL- $22.6K
Delta SkyMiles Reserve- SL- $10K | CL- $20K
Chase Sapphire Reserve- SL $20 | CL- $12K
Cap 1 Savor(pc’d from Venture Rewards)- SL $10K | CL $ 21.5K
Amex Everyday Preferred- SL $13.1K | CL $10K ( moved some limits around )
Chase Freedom Unlimited: SL $23.4K| CL $72K
BOA Unlimited Cash SL: $20.8K| CL $15K moved some limits around)
BOA Travel Rewards SL: $20.8K | CL $5.8K(moved some limits around)
Amex Blue Cash Preferred SL: $10K
Amex Green Card: NPSL / POT: 17K
BOA BankAmericard: SL: $5K | CL: $30K
U.S. Bank Shield Visa SL: $500, successfully manually reconned to $15K
Message 11 of 15
narcan04
Valued Member

Re: Wells Fargo Autograph Card - DECLINED

Was itching to pull the trigger on a Bilt and had not seen anything about WF looking at x/24 before. Sounds like I'll be waiting a few more months, thank you for the DPs.

Message 12 of 15
FrankenBeans
New Contributor

Re: Wells Fargo Autograph Card - DECLINED

I was originally denied back in November, but did recon and got in. I can't remember the reason for they gave for denial, but it was probably couldn't verify identity. 

I DO think WF wants to see a clear history for at least 6 months...no new cards or inquiries. 

Message 13 of 15
FicoMike0
Senior Contributor

Re: Wells Fargo Autograph Card - DECLINED

I've found two things with wf, sensitive about recent hps, favor account holders.

Message 14 of 15
Repskifinance
Member

Re: Wells Fargo Autograph Card - DECLINED

Do you have any data points in regards to Bank of AMerica business cards?
Curious if you're looking at them because you already have an account with them, unsure of what limits they have been handing out on the business side either so it would be good to know from your experience or what you know

Message 15 of 15
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