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Sorry to hear about your denial. I was also declined beginning of the year for WF. And the reason code was the same.
Was itching to pull the trigger on a Bilt and had not seen anything about WF looking at x/24 before. Sounds like I'll be waiting a few more months, thank you for the DPs.
I was originally denied back in November, but did recon and got in. I can't remember the reason for they gave for denial, but it was probably couldn't verify identity.
I DO think WF wants to see a clear history for at least 6 months...no new cards or inquiries.
I've found two things with wf, sensitive about recent hps, favor account holders.
Do you have any data points in regards to Bank of AMerica business cards?
Curious if you're looking at them because you already have an account with them, unsure of what limits they have been handing out on the business side either so it would be good to know from your experience or what you know