What are my approval odds for a US Bank credit card?

[Anonymous]

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

[SouthJamaica]

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@Anonymous wrote:

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

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I'm not really an expert but I'm pretty sure they're sensitive to new accounts and inquiries.

[Anonymous]

Oh and I forgot, 5% utilization.

[SFLSpotter9210]

@Anonymous I believe that they are similar to Chase and that 5/24 is their limit. I'm not 100% on ?/12. Hopefully others will chime in. Search out the info there is plenty on here. Good luck. 

[FinStar]

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@Anonymous wrote:

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

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Unfortunately, the odds don't look very favorable, OP.

The scores are perfectly fine and within range. It's the recent new accounts in the past 12 months + the inquiries that may not bode well with UW. There's always outliers, but perhaps your chances may fare a little better with US Bank's sister, ELAN.

[SUPERSQUID]

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@Anonymous wrote:

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

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A few months after i got my discover it last june they offered me 12 months zero interest on purchases. try calling discover and see if they have any offers for your account, its worth a try.

[Anonymous]

SUPERSQUID:  already did that almost 1 year ago.  Set to resume to normal APR soon, that's why I'm shopping.  Will Amex offer a zero APR rate for 1 year like discover did if I contact them?  Who else will offer that?  Thanks!

[NyaBuksh]

I got approved for US bank cards this month with my score and about a number of inquiries and new accounts.

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@Anonymous wrote:

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

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[FinStar]

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@NyaBuksh wrote:

I got approved for US bank cards this month with my score and about a number of inquiries and new accounts.

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@Anonymous wrote:

Can anyone give me a general idea of what my approval odds are for a US Bank credit card?  Are they inquiry/account sensitive and if so would that affect me with the below stats?  Also, my main purpose of acquiring one is for the intro 0 apr on purchases.  With that being said, which card is best?  I am providing the below info to assist:

Fico 8 scores ALL in “very good” range:

Equifax 752

Transunion 763

Experian 741

I have 8 active cards total, the 3 newest that are less than 1 year old were opened as noted below:

CITI DC 5/7/21

Discover chrome 8/8/21

Amazon Chase 12/21

I have 8 inquiries, 1 of which will fall off in may 2022

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@NyaBukshand how much was the approval? $500, correct?

[firefox100]

Most cases US bank does lot like to see more then 2 inquires in past 12 months. Your post is lacking infor for us to give better idea if you could over come the number inquires you have, such as income and what the credit limits are on your other account and what are the balances reporting cb.  Ther is lot more that goes into credit decision then Fico scores.