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What card to get?

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Anonymous
Not applicable

What card to get?

How are you guys, I'm new to the forums and I'm interested in a new credit card preferably with a (High limit) 

 

After searching around in the forums i've come up with this list

(chose the ventureone as im trying to stay away from cc's with yearly fees)

 

NFCU Cash Rewards

Capital One VentureOne / Quicksilver

PenFed Platinum Rewards

 

 

 

 

The cards I currently have

Wells Fargo Rewards 3k

Discover it 5.9k -> Raised to 9.9k (9/26)

Amex Blue 14k -> Raised to 25K (9/26)

Amex Everyday 5k

 

What cards would you guys recommend? I also have no issues providing paystubs as a means of CLI as I know some individuals have had some success doing that with NFCU. I don't moind relying on CLI but would prefer an initial high limit, any input will be appreciated, thanks in advance. 

Message 1 of 5
4 REPLIES 4
Anonymous
Not applicable

Re: What card to get?

If your goal is a high limit, you can drop the Citi DC from your list. It is notorious for low starting lines. Beyond the desire for a high limit, what else are you looking for in a card? If the only criteria is the limit I'd go NFCU as the first choice and PenFed as the second.

Message 2 of 5
SouthJamaica
Mega Contributor

Re: What card to get?


@Anonymous wrote:

How are you guys, I'm new to the forums and I'm interested in a new credit card preferably with a (High limit) 

 

After searching around in the forums i've come up with this list

(chose the ventureone as im trying to stay away from cc's with yearly fees)

 

NFCU Cash Rewards

Capital One VentureOne / Quicksilver

PenFed Platinum Rewards

Citi Double Cash

 

 

 

 

The cards I currently have

Wells Fargo Rewards 3k

Discover it 5.9k

Amex Blue 14k

Amex Everyday 5k

 

What cards would you guys recommend? I also have no issues providing paystubs as a means of CLI as I know some individuals have had some success doing that with NFCU. I don't moind relying on CLI but would prefer an initial high limit, any input will be appreciated, thanks in advance. 


Best bet for a good starting limit would be NFCU


Total revolving limits 568220 (504020 reporting) FICO 8: EQ 689 TU 691 EX 682




Message 3 of 5
Anonymous
Not applicable

Re: What card to get?

Realized that putting the Citi double cash up there was pretty dumb. Apart from a high limit, I’m looking for a daily use type of rewards card with no yearly fees and preferably no foreign transaction fees. I know that with the above stated the NFCU credit cards will be the first choice and Penfed second, just looking for other cc ideas and alternatives

Message 4 of 5
Themanwhocan
Senior Contributor

Re: What card to get?


@Anonymous wrote:

Realized that putting the Citi double cash up there was pretty dumb. Apart from a high limit, I’m looking for a daily use type of rewards card with no yearly fees and preferably no foreign transaction fees. I know that with the above stated the NFCU credit cards will be the first choice and Penfed second, just looking for other cc ideas and alternatives


Did you read this thread?

 

http://ficoforums.myfico.com/t5/Credit-Cards/Cash-Back-credit-card-charts/td-p/4004725





TU-8: 804 EX-8: 805 EQ-8: 788 EX-98: 767 EQ-04: 752    
TU-9 Bankcard: 837 EQ-9: 823 EX-9 Bankcard: 837
Total $443,800
Message 5 of 5
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