What credit bureau does PayPal Credit pull nowadays?

[Anonymous]

I contacted PayPal this morning to verify that my old Bill Me Later/PayPal Credit account (which was supposed to have been closed after my BK filing) was in fact closed. They confirmed this and advised me that I'd have to call them to reinstate it/open a new account, and that it might involve a credit pull. I'm having difficulty finding out what CRA is pulled for this, so I thought I'd ask. Also, when is PayPal Credit supposed to be transferred from Comenity to Synchrony?

[Anonymous]

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@Anonymouswrote:

I contacted PayPal this morning to verify that my old Bill Me Later/PayPal Credit account (which was supposed to have been closed after my BK filing) was in fact closed. They confirmed this and advised me that I'd have to call them to reinstate it/open a new account, and that it might involve a credit pull. I'm having difficulty finding out what CRA is pulled for this, so I thought I'd ask. Also, when is PayPal Credit supposed to be transferred from Comenity to Synchrony?

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Not entirely sure, but since it is under Comenity Bank, It could be Equifax

[Anonymous]

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@Anonymouswrote:

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@Anonymouswrote:

I contacted PayPal this morning to verify that my old Bill Me Later/PayPal Credit account (which was supposed to have been closed after my BK filing) was in fact closed. They confirmed this and advised me that I'd have to call them to reinstate it/open a new account, and that it might involve a credit pull. I'm having difficulty finding out what CRA is pulled for this, so I thought I'd ask. Also, when is PayPal Credit supposed to be transferred from Comenity to Synchrony?

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Not entirely sure, but since it is under Comenity Bank, It could be Equifax

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Thanks - that's good, since my Equifax score when last pulled by Discover last month was in the mid-680's and is probably higher now with new accounts reporting/existing accounts being paid down/paid off. (I did a search just now and the transaction transferring PayPal Credit from Comenity to Synchrony isn't supposed to finalize until Q3 2018, so for now it's still a Comenity service.

[Anonymous]

I applied in December 2017 for Paypal Credit and they pulled EQ.

[Anonymous]

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@Anonymouswrote:

I applied in December 2017 for Paypal Credit and they pulled EQ.

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I applied in Nov. 2017 and they pulled TU for me.

[Anonymous]

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@Anonymouswrote:

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@Anonymouswrote:

I applied in December 2017 for Paypal Credit and they pulled EQ.

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I applied in Nov. 2017 and they pulled TU for me.

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Well, I asked PayPal Credit directly, so let's see if they answer that particular question. I might call them next week once a couple more account payoffs have posted.

[AverageJoesCredit]

I believe its normally Eq but as you see they can pull others. I honestly dont think a Csr from them could answer with 100% certainty as id inagine the computer pulls maybe depending where you live. If it were Penfed id say 100% Eq.

[Anonymous]

Mine was EQ early 2017.

[Anonymous]

i had EQ pulled on March 07, 2018 for sister in GA.

I m talking of PayPal Credit Only.

GoodLuck.