cancel
Showing results for 
Search instead for 
Did you mean: 

What credit card company pulls from Transunion

tag
Anonymous
Not applicable

Re: What credit card company pulls from Transunion

No longer true, Synchrony (Carecredit) pulled Ex for me, tonight. I'm in NY. I was approved, but Ex is my lowest Fico (640) my Eq is 763, and my TU is 753. All Fico's.
Message 21 of 29
SunriseEarth
Moderator Emeritus

Re: What credit card company pulls from Transunion

I'm in California.   For me, the following lenders have pulled TU only for CCs:

 

Barclay

Synchrony

NFCU

US Bank

 

Chase usually pulls EX, but they double pulled for my Freedom app (EX & TU).  Of course, Cap One triple pulls.



Start: 619 (TU08, 9/2013) | Current: 798 (TU08, 3/12/26)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Disney Premier VS $52000 | Discover IT $46000 | NFCU cashRewards Plus WMC $41000 |Venmo VS $30000 | Cash+ VS $30000 | Macy's AMEX $25000 | Ralphs Rewards WEMC $25000 | Citi Custom Cash MC $24600 | Synchrony Premier $24,200 | GS Apple Card WEMC $22000 | WF Attune WEMC $22000 | Freedom Flex WEMC $21500 | Amazon VS $15000 | Target MC $14500 | Sephora VS $14400 | BMO Harris Cash Back MC $14000 | Rakuten AMEX $12500 | T-Mobile VS $12000 | AAA Travel Advantage VS $10000 | JCP MC $5500 | BR MC $9600 | Wayfair MC $9500 | Burlington $1500 ~~
Message 22 of 29
Gmood1
Super Contributor

Re: What credit card company pulls from Transunion

State Farm Bank pulls TU.
Message 23 of 29
Anonymous
Not applicable

Re: What credit card company pulls from Transunion

Thanks. Barclay's, and US Bank pulled TU for me as well. When I applied for the TJX MasterCard (subsequent to my app for Carecredit), Synchrony pulled Transunion.
Message 24 of 29
Anonymous
Not applicable

Re: What credit card company pulls from Transunion

I applied with Barclays Uber(TU) & US bank cash+ signature visa (EQ) with 700 scores in Ga and got denied. Thinking us bank would pull TU but didn’t. Barclays I never get approved in last 15 years. 

Message 25 of 29
Anonymous
Not applicable

Re: What credit card company pulls from Transunion

That's too bad, US Bank prequalified me. I was told that if the online prequalifier displays offers, that it's an approval. If it doesn't, then it's not. They sent my application to underwriting, and I got the approval e-mail 3 business days later. They started me with $5000. Barclaycard ($2.5k) also approved me, as well Discover ($8.5k). For me, I have about 8 cards that I got over a period of 2 years, so I didn't have too many inquires. I'm not an expert, but I find that not carrying a balance works for me. The last 4 cards were obtained in the course of a month, because I'm buying a house in about 6 months. I'm buying it cash, but wanted the cards for repairs and appliances. Barclaycard seemed to think that it was a great idea not to carry balances. I only got the US bank card in case someone gets fickle and closes their card. After the last 3 out of 4 cards posted, my scores are between 740-753 (started @ 750-760).
Message 26 of 29
docdanger
New Member

Re: What credit card company pulls from Transunion

Navy Fed pulls from TU. Asked a CSR and applied the next day. HP from TU only.
Message 27 of 29
yapsalot
Regular Contributor

Re: What credit card company pulls from Transunion

Alliant Credit Union pulls Transunion exclusively for both new accounts and credit line increases. But check out the boards, they are very conservative and have lots of problems.

Yapsalot
Message 28 of 29
Anonymous
Not applicable

Re: What credit card company pulls from Transunion

Hello

 

I have similar scores as you do, is there some sort of trick that you are using to uptain those type of cards with limits like that? Would like to obtian similar results.

 

EX-757
TU-787
EQ-709

Message 29 of 29
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.