What does Apple Look at the most when you ask for a CLI?

[NoMoreE46]

The CLI request is done via the Wallet (for IOS 16.0.3.)  

In the Wallet's upper right corner, select the Encircled 3 dots,  then Card Details, and then Message.

In the SMS, type "credit limit increase." 

A BOT will ask you your income and this is where you can update it with your current one.

Process only takes a few seconds if approved; if not, you will get an email explaining  its decision.

If I had your numbers, I would try today,  but I also understand if you prefer to wait until after your October statement cuts. 

AFAIK, Goldman focuses more on its internal metrics - spending (about 30% or so ) and PIF.  

GL

[moderntechguy]

Well, I kind of expected this. Apple must have updated my credit, because they just gave me an increase without my asking! Doubled my limit. $2k -> $4k.

Was definitely worth waiting. Now have to wait 6 months. Annoying that they changed it from 90 days but I use this card as my daily Apple Pay card and nothing more really so now I have all the room in the world for that. Quite happy.

[NoMoreE46]

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@moderntechguy wrote:

Well, I kind of expected this. Apple must have updated my credit, because they just gave me an increase without my asking! Doubled my limit. $2k -> $4k.

Was definitely worth waiting. Now have to wait 6 months. Annoying that they changed it from 90 days but I use this card as my daily Apple Pay card and nothing more really so now I have all the room in the world for that. Quite happy.

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Congratulations.

Thanks for the update. Feel free to post the good news in the approval section.