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What was your UTIL at time of approval for Venture/QS

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Anonymous
Not applicable

Re: What was your UTIL at time of approval for Venture/QS

kiaperm federal credit union 69UTIL feb 2015 approved for $1000 visa 

Message 11 of 18
Anonymous
Not applicable

Re: What was your UTIL at time of approval for Venture/QS

20%

Message 12 of 18
ddemari
Super Contributor

Re: What was your UTIL at time of approval for Venture/QS

7%, approved for 15,000.00. Lots of inquiries. scores above 700. 

Message 13 of 18
OmarGB9
Community Leader
Super Contributor

Re: What was your UTIL at time of approval for Venture/QS

Around 24% UTIL, approved for $10k

Last App: 1/10/2023
Penfed Gold Visa Card

Currently rebuilding as of 04/11/2019.

Starting FICO 8 Scores:




Current FICO 8 scores:


Message 14 of 18
bodyboy1
Established Contributor

Re: What was your UTIL at time of approval for Venture/QS

>   15%  $20k    tu 659  eq 671 & ex 677      1, Savings & Checking with Capital one   2. Charter Member of  ING SAVINGS/ Now 360/Capital one ..  Best of luck to u.


@Anonymous wrote:

For someone in my position, Cap1 Venture and QS are going to my goal "prime" cards to get with some nice starting limits in the next 9-12 months.  I was helping some co-workers fix their credit and one of them had a 70+% UTIL, approved for $5k Venture and $3k QS.  The other had 40+% UTIL approved for $10k Venture.

 

Can anyone share their own UTIL at time of approval?


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 15 of 18
pizza1
Community Leader
Super Contributor

Re: What was your UTIL at time of approval for Venture/QS

0.000018....but, FICO round ups in reporting so...1%
Message 16 of 18
bodyboy1
Established Contributor

Re: What was your UTIL at time of approval for Venture/QS


@bodyboy1 wrote:

>   15%  $20k    tu 659  eq 671 & ex 677      1, Savings & Checking with Capital one   2. Charter Member of  ING SAVINGS/ Now 360/Capital one ..  Best of luck to u.


@Anonymous wrote:

For someone in my position, Cap1 Venture and QS are going to my goal "prime" cards to get with some nice starting limits in the next 9-12 months.  I was helping some co-workers fix their credit and one of them had a 70+% UTIL, approved for $5k Venture and $3k QS.  The other had 40+% UTIL approved for $10k Venture.

 

Can anyone share their own UTIL at time of approval?


@ >   BTW,   then 3/15  several inq's:  (10-15)  /24 months @ $99k avail..   Now $143k


 

Amazon 5K. AMEX PRG 35kPOT./AMEX MAG 15k. BARNEYS 28.7k. Banana. BAO. CITI Bestbuy/Bloomies 15k/Diamond/Thanku/Macy's 15k. Chase/Freedom. DiscoveriT 13.5K/Chrome. FRONTGATE 4K. Jetblue 5.7K. JCrew 7k. JCPenney 5k. Ring 10k. Sear's MC 11.3k. SAKS 5K SamsClub 10K. Target MC 8.4k. Walmart 6k. Wayfair 4.8k... be good to yourself!
Message 17 of 18
bk510
Valued Contributor

Re: What was your UTIL at time of approval for Venture/QS


@Anonymous wrote:

For someone in my position, Cap1 Venture and QS are going to my goal "prime" cards to get with some nice starting limits in the next 9-12 months.  I was helping some co-workers fix their credit and one of them had a 70+% UTIL, approved for $5k Venture and $3k QS.  The other had 40+% UTIL approved for $10k Venture.

 

Can anyone share their own UTIL at time of approval?


I was right around 40% back in August and was approved 10K on Venture and 3K QS......1 pull each only.

 photo QS visa_zps7zokw2wl.jpg photo QS visa_zps7zokw2wl.jpg photo Venture One_zpsigvttrlz.jpg photo Sony Visa_zpsxoradr1b.jpg photo USC Reward_zpslcvjfxmq.jpg photo Penfed Promise_zpsdg1y2dw2.png photo NasaFcu_zpswac3zwcu.jpg photo America_zpsuwx8rzdm.jpg photo LA-Kings-card_zpslbkyeqsz.png photo Barclay_zpslqv3i4tl.jpg photo BBVA_zpsqrhh7omh.jpg
 photo nfcu debit card_zpsprkh98jw.png photo nfcu visa siggy_zps0gjgyxje.png/ photo nfcu goReward card_zpsixhh1qcp.jpg photo sdfcu platinum card_zpspilihdiv.png  photo penfed reward cash_zpsyckxjc7y.png photo alliant visa_zpsaf4udfx0.jpg photo Citi Secured_zpsypzxi0jm.png photo fnbo platinum_zpsxfub6esb.png photo marvel-credit-card_zpsfkvc3ux5.png photo golden 1 CU_zpslhgxynjv.pngBurned AECitiChase
Message 18 of 18
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