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When to Request CLI on Bread Rewards AmEx (Comenity card).

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nwa479
Regular Contributor

Re: When to Request CLI on Bread Rewards AmEx (Comenity card).


@Shmike wrote:

Hey just out of curiosity what was your spending like on the card? Did you find that you had to spend quite a bit to facilitate the increases? Thanks


I don't spend a lot on the card.  I was maybe spending $300 to $500 a month.  My first two increases in 2021 and 2022 were automatic.  I didn't have to request it.  This may have been due to significant improvement in my credit profile and similar increases on other cards, like Capital One.  With Cap One, I did use it alot to try to help get increases, but with the Comenity card, I haven't had to put a lot of spend on it.

 

I have been carrying a balance on it, but never more than 20 to 25%.  Should be paid off in January.  I'll try another increase in May at 6 months.  I also started using it a bit more to hit the $750 two month spend requirement to get the $150 statement credit when they converted it to an Amex card on Sept 16th.  

 

 

 

 


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