I keep hearing that Chase has some really good CCs and what not, and was kinda curious about apping with them. I know I should be gardening, given my less than stellar CSs, but curiosity has gotten the best of me.
Do they pull EQ, TU, EX, or perhaps some unholy combination of the 3. I know Cap 1 pulls ALL 3, which to me is criminal, especially since a lot of people choose them since they're usually a bit easier to get and are needed to build up their portfolio, so a HP on all 3 is a bit much IMO.
Anyway, any help would be appreciated, thanks!
P.S. I'm mostly interested in a BT CC.
Starting Score: 611 (02/28/2014 EQ MyFico) 608 (Barclays TU 03/28/14)
@Anonymous wrote:
@MadTechnologist wrote:I keep hearing that Chase has some really good CCs and what not, and was kinda curious about apping with them. I know I should be gardening, given my less than stellar CSs, but curiosity has gotten the best of me.
Do they pull EQ, TU, EX, or perhaps some unholy combination of the 3. I know Cap 1 pulls ALL 3, which to me is criminal, especially since a lot of people choose them since they're usually a bit easier to get and are needed to build up their portfolio, so a HP on all 3 is a bit much IMO.
Anyway, any help would be appreciated, thanks!
P.S. I'm mostly interested in a BT CC.
They wont pull all 3 but are known for pulling 2 at a time while others only get a single report pulled. It can vary by state so your best bet is too Google 'credit pulls database' and check there.
I have never heard of this site, but I will definitely be using it from now on, thanks! 
It seems that some people did get approved with scores in my range. But, not many, so it's definitely a YMMV type of thing.
@Anonymous wrote:As with most banks, they can and do pull from any of the 3 bureaus. It generally tends to be one in a given area, but in my case they hit TU for CSP app, and EX for FU app.
So they pulled different CR for 2 different cards, but only1 at a time for you?
@MadTechnologist wrote:I keep hearing that Chase has some really good CCs and what not, and was kinda curious about apping with them. I know I should be gardening, given my less than stellar CSs, but curiosity has gotten the best of me.
Do they pull EQ, TU, EX, or perhaps some unholy combination of the 3. I know Cap 1 pulls ALL 3, which to me is criminal, especially since a lot of people choose them since they're usually a bit easier to get and are needed to build up their portfolio, so a HP on all 3 is a bit much IMO.
Anyway, any help would be appreciated, thanks!
P.S. I'm mostly interested in a BT CC.
My experience has been that they pull EX.
But I have heard reports of them doing a double pull too.
@SouthJamaica wrote:
@MadTechnologist wrote:I keep hearing that Chase has some really good CCs and what not, and was kinda curious about apping with them. I know I should be gardening, given my less than stellar CSs, but curiosity has gotten the best of me.
Do they pull EQ, TU, EX, or perhaps some unholy combination of the 3. I know Cap 1 pulls ALL 3, which to me is criminal, especially since a lot of people choose them since they're usually a bit easier to get and are needed to build up their portfolio, so a HP on all 3 is a bit much IMO.
Anyway, any help would be appreciated, thanks!
P.S. I'm mostly interested in a BT CC.
My experience has been that they pull EX.
But I have heard reports of them doing a double pull too.
Ok, thanks. So, it's literally the luck of the draw with them. They can pull any of the 3, or a combination. Good to know, and thanks.
I just app'ed for Citi the other day since I heard they pull EX, which they did. But they also seemed to check EQ. Guess I'm just "lucky" that way.
